///General Mortgage Servicing Policy Analysis

General Mortgage Servicing Policy Analysis

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Testimony and Comments

  • Letter from Coalition Regarding Standards for Attorney General and Federal Agency Settlement with Mortgage Servicers, August 24, 2011
  • Comments on Credit Risk Retention by National Consumer Law Center and National Association of Consumer Advocates to the U.S. Department of Treasury, August 1, 2011
  • Bank Agency Settlement Statements Make No Meaningful Progress Towards National Servicing Standards, May 2011
  • The Need for National Mortgage Servicing Standards, Testimony of Diane Thompson Before the United States Senate Subcommittee on Housing, Transportation, and Community Development, May 12, 2011
    Ms. Thompson’s answers to the questions posed by Senator Menendez

  • Foreclosure Mediation Programs: Can Bankruptcy Courts Limit Homeowner and Investor Losses? Testimony of John Rao before the Senate Committee on the Judiciary, Feb. 2011
  • Answers for the Record before the Senate Committee on Banking, Housing, & Urban Affairs regarding Problems in Mortgage Servicing From Modification to Foreclosure, November 2010 hearing
  • Testimony before the Senate Committee on Banking, Housing, & Urban Affairs regarding Problems in Mortgage Servicing From Modification to Foreclosure, November 2010
  • Comments to the Federal Reserve Board re Truth in Lending – Interim Rule Requiring Notice to Consumers by Owners of Mortgage Loans, January 2010
  • Testimony of John Rao before Senate Judiciary Subcommittee: Mortgage Modifications During the Foreclosure Crisis: Is There a Role for Bankruptcy Courts?, August 2009
  • Comments to the Federal Trade Commission regarding Advance Notice of Proposed Rulemaking: Mortgage Acts and Practices Rulemaking, July 2009
  • Testimony before the Senate Subcommittee on Administrative Oversight and the Courts of the Committee on the Judiciary: The Worsening Foreclosure Crisis: Is It Time to Reconsider Bankruptcy Reform?, July 2009
  • Testimony of Diane Thompson before the Senate Committee on Banking, Housing, & Urban Affairs:  Preserving Homeownership:  Progress Needed to Prevent Foreclosures, July 2009
  • Testimony of Tara Twomey before the House of Representatives Committee on Financial Services on the Implementation of the HOPE for Homeowners Program and a Review of Foreclosure Mitigation Efforts, September 2008
  • Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 2008

Reports and Press Releases

Letters

Additional Resources

  • Glossary of Mortgage Servicing Terms (helpful in understanding mortgage escrow statements, loan histories, and other client account documents)

 

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May 12, 2011: Oral testimony of attorney Diane Thompson on the Need for National Mortgage Servicing Standards. Presented to a subcommittee of the U.S. Senate Banking Committee in Washington, D.C.

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Dan Rather Reports Features NCLC Counsel, Diane Thompson

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 Diane Thompson’s Congressional testimony

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