Employment

Employer Use of Credit Reports and Background Checks || Fair Debt Collection || Forced Arbitration  
Payroll Cards || Unemployment & Other Federal Benefits Prepaid Cards 
Work Transportation

The intersection of technology, financial services, and employment practices can put breadwinners at risk — especially low-wage and low-income workers who need every penny earned to survive and support their families.

The National Consumer Law Center's expertise focuses on worker protections, including accurate credit reports and employment background checks, effective prepaid benefits and payroll cards, protection of wages from debt collection, and fair car sales and lending.

Employer Use of Credit Reports and Background Checks

Policy Analysis

Policy Briefs, Reports & Press Releases

Comments and Testimony

Litigation

Fair Debt Collection (Wage & Benefits Garnishment; Workplace Calls from Debt Collectors)

Policy Analysis

Comments, Letters & Testimony

Policy Briefs, Reports & Press Releases

Model Laws

Forced Arbitration

  • NCLC to testify before the Chicago City Council on harms of forced arbitration by contractors in consumer and employment agreements, June 15, 2016. Testimony ||  Press Release

Payroll Cards

Policy Analysis

Policy Briefs, Reports & Press Releases

Model Law

Other Resources

  • Marketplace Radio interview (5:21 runtime) with NCLC attorney Lauren Saunders re: consumer rights and payroll debit cards, July 5, 2013

Unemployment & Other Federal Benefits Prepaid Cards

Policy Analysis

Comments & Letters

Policy Briefs, Reports & Press Releases

Other Resources

Work Transportation

Programs

Working Cars for Working Families

wcwfA safe and reliable car is essential to the success of most working families. This NCLC project contains information on policies and programs (including car ownership programs for low-income families) to secure a fair deal when buying and financing a car.

Policy Analysis

Comments & Testimony

Policy Briefs, Reports & Press Releases

Other Resources