Debt Collection Rulemaking at the CFPB


Fair Debt Collection

Fair Debt Collection

The leading treatise on the FDCPA, the statute that dramatically alters how collection agencies, debt buyers and attorneys collect consumer debts.

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The CFPB’s Debt Collection Rule

In May 2019, the Consumer Financial Protection Bureau (CFPB) released a proposed debt collection rule, impacting some 71 million American consumers. The proposal,  experts at the National Consumer Law Center warn, “provides numerous gifts to debt collectors with limited new protections for consumers.” 

Take Action: Protect Consumers from Harassing and Abusive Debt Collection Tactics

The CFPB’s proposed rule is open to public comment until September 18, 2019, and consumers of all stripes are encouraged to provide unique comments highlighting their or a loved one’s interactions with debt collectors and financial struggles leading up having debt(s) in collections. 

Comments can be submitted via our convenient portal, the Federal eRulemaking Portal ( under Docket Number CFPB-2019-0022, or by email ( with CFPB-2019-0022 in the subject line. 

Debt Collection Rule Resources

Comments to the CFPB


Issue Briefs and Reports


Press Releases




Fact Sheets

CFPB Debt Collection Rulemaking Archive