In August, a federal court approved a historic settlement in Salazar v. DeVos that could provide debt relief to as many as 60,000 students. Under the settlement, the Department and Guaranty Agencies are in the process of sending out notices and discharge applications to former students who attended "Wilfred Beauty Academy" (and related Wilfred schools) in the 1980s and 1990s. Wilfred had campuses in CA, CO, DC, FL, IL, MA, MD, NJ, NY, PA, and TX. The Department is required to grant discharges for all borrowers who are eligible for a false certification ability-to-benefit discharge based on the application itself. But getting the word out to these borrowers, and helping them submit the applications, will be key to ensuring that as many as possible receive discharges.
Event Date 11-03-2017 2:00 pm
Event End Date 11-03-2017 3:00 pm

For criminal justice debtors, bankruptcy can be a powerful tool. It can eliminate the obligation to repay certain criminal justice debts or provide an orderly mechanism for repaying certain debts that cannot be discharged. 

Event Date 10-17-2017 2:00 pm
Event End Date 10-17-2017 3:30 pm

Too often, individuals who owe criminal justice debt lack counsel who can help them navigate the system and avoid the severe penalties often imposed for nonpayment-from garnishment to suspension of a driver's license to incarceration.

Event Date 10-10-2017 2:00 pm
Event End Date 10-10-2017 3:30 pm
America's justice system is increasingly financed by the imposition of heavy fines, fees, and costs on individuals accused of crimes and civil infractions. The costs are disproportionately born by the poor and people of color. This webinar will provide an overview of criminal justice debt as an urgent racial justice problem. It will outline key policy reforms and provide an overview of consumer, constitutional, and criminal litigation issues that arise with criminal justice debt.
Event Date 10-04-2017 1:00 pm
Event End Date 10-04-2017 2:30 pm
This training focused on the growing area of debt collection resulting from stays in nursing home facilities. The training reviewed potential bases for liability for a nursing home resident or their families, preemptive strategies to avoid the creation of unnecessary debt, and strategies for defending these lawsuits.
Event Date 09-12-2017 2:00 pm
Event End Date 09-12-2017 3:30 pm

In our efforts to persuade policy makers and general audiences to act on the issues we care about, we often encounter one recurring barrier: fear. Some audience members are worried, anxious and scared about a number of issues facing the country today. We need to be strategic in our communication and tell an affirmative, positive story that moving forward is more important than ever.

Event Date 04-27-2017 2:00 pm
Event End Date 04-27-2017 3:30 pm
Land installment contracts, also known as "contracts for deed," have long been a poor replacement for mortgage loans in credit-starved communities. In these transactions, the purchaser is required to take on all the obligations of homeownership, while making monthly payments to the seller, but can be evicted like a tenant for missing a single payment. Now, Wall Street-backed investors are using these transactions to turn a profit off the glut of foreclosed homes around the country.
Event Date 09-15-2016 2:00 pm
Event End Date 09-15-2016 3:30 pm
The low-income Lifeline telephone assistance program has been increasing the affordability of telephone service since the Reagan and Bush administrations. Starting at the end of 2016, the Obama Administration has modernized the program to support the affordability of broadband service.

 
Event Date 08-08-2016 2:00 pm
Event End Date 08-08-2016 3:30 pm
The Treasury Offset program provides for collection of Federal debts through offset of Social Security benefits. One of the more common scenarios for hotline advocates involves clients who are facing garnishment of their Social Security benefit due to default on a student loan. In many cases, the senior may have guaranteed the loan for a child. The National Consumer Law Center, Justice in Aging, and the Center for Elder Rights Advocacy present a webinar regarding how to advise clients who are facing this significant problem. These cases present unique challenges for hotline attorneys due to the complexity of the rules governing beneficiaries seeking forgiveness of a Federal debt due to disability or other reasons. The webinar is particularly directed toward legal hotline advocates and managers.
Event Date 07-28-2016 2:00 pm
Event End Date 07-28-2016 3:30 pm
It has been said that we cannot prosecute our way out of the problem of elder abuse. A myriad of complex legal issues arise from typical scenarios of elder abuse, neglect and financial exploitation that are uniquely addressed by civil legal providers working in collaboration with APS and P&A attorneys. Legal remedies such as asset recovery, revoking PoAs, removal of abusive guardians, restoring public benefits, recession of property transactions, contracts and wills, housing fairness, and Olmstead remedies are at the very center of assuring the independence, safety, and financial security of older adult and people with disabilities who fall victim to elder abuse.
Event Date 06-30-2016 2:00 pm
Event End Date 06-30-2016 3:30 pm