Odette Williamson (left), National Consumer Law Center and Sarah Bolling Mancini, National Consumer Law Center
Land installment contracts, also known as "contracts for deed," have long been a poor replacement for mortgage loans in credit-starved communities. In these transactions, the purchaser is required to take on all the obligations of homeownership, while making monthly payments to the seller, but can be evicted like a tenant for missing a single payment. Now, Wall Street-backed investors are using these transactions to turn a profit off the glut of foreclosed homes around the country.
*Note: Due to technical difficulties this recording is delayed. Video begins about 5-10 minutes into the first part of the presentation.
|Event Date||Thursday, 15 September 2016|
|Event End Date||Thursday, 15 September 2016|
Presenters: Cheryl A. Leanza (A Learned Hand Consulting), Andy Lomeli (National Hispanic Media Coalition), Olivia Wein (National Consumer Law Center)
The low-income Lifeline telephone assistance program has been increasing the affordability of telephone service since the Reagan and Bush administrations. Starting at the end of 2016, the Obama Administration has modernized the program to support the affordability of broadband service.
|Event Date||Monday, 08 August 2016|
|Event End Date||Monday, 08 August 2016|
The Treasury Offset program provides for collection of Federal debts through offset of Social Security benefits. One of the more common scenarios for hotline advocates involves clients who are facing garnishment of their Social Security benefit due to default on a student loan. In many cases, the senior may have guaranteed the loan for a child. The National Consumer Law Center, Justice in Aging, and the Center for Elder Rights Advocacy present a webinar regarding how to advise clients who are facing this significant problem. These cases present unique challenges for hotline attorneys due to the complexity of the rules governing beneficiaries seeking forgiveness of a Federal debt due to disability or other reasons. The webinar is particularly directed toward legal hotline advocates and managers.
|Event Date||Thursday, 28 July 2016|
|Event End Date||Thursday, 28 July 2016|
Betsey Crimmins, Senior Attorney, Elder, Health, and Disability Unit, Greater Boston Legal Services
A.J. Ruben (center), Supervising Attorney, Disability Rights Vermont
Andrew Capehart, Assistant Director, National Adult Protective Services Association
It has been said that we cannot prosecute our way out of the problem of elder abuse. A myriad of complex legal issues arise from typical scenarios of elder abuse, neglect and financial exploitation that are uniquely addressed by civil legal providers working in collaboration with APS and P&A attorneys. Legal remedies such as asset recovery, revoking PoAs, removal of abusive guardians, restoring public benefits, recession of property transactions, contracts and wills, housing fairness, and Olmstead remedies are at the very center of assuring the independence, safety, and financial security of older adult and people with disabilities who fall victim to elder abuse. This webinar will explore best practice models of collaborations between legal provider, adult protective services, and protection and advocacy networks in responding to the most difficult legal issues arising from elder abuse.
Additional sponsorship for these Webinars are provided by a grant from the Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.
|Event Date||Thursday, 30 June 2016|
|Event End Date||Thursday, 30 June 2016|
Daniel Marson, J.D., Ph.D., Department of Neurology at the University of Alabama at Birmingham (UAB)
Erica Wood (center), Asstistant Director, American Bar Association Commission on Law and Aging
Lori Stiegel, J.D., Senior Attorney, ABA Commission on Law & Aging
Incidences of elder abuse, exploitation, or other forms of mistreatment of older adults by family members, friends and other trusted adults, are on the increase. Uncovering and remedying elder abuse or exploitation often involves determining what an older person that may be experiencing cognitive decline understands or understood in the past. For example, signing a contract or other legal document which transfers significant legal rights may constitute exploitation if the person did not fully understand the transaction or comprehend the implications of what they were doing. This webinar will discuss the legal standards of capacity necessary for valid transactions involving wills, contracts, Powers of Attorney, and guardianship or conservatorship. Diminished cognitive capacity may contribute to an older adult's vulnerability to undue influence and other instrumentalities of elder abuse and exploitation. The speakers will discuss cognitive capacity, consent and undue influence.
|Event Date||Wednesday, 29 June 2016|
|Event End Date||Wednesday, 29 June 2016|
Naomi Karp (Office of Older Americans, Consumer Financial Protection Bureau)
David Kirkman (Consumer Protection Division, North Carolina Department of Justice)
Financial exploitation of older adults is the most common form of elder abuse and costs older adults billions of dollars each year. Victims are robbed of their resources, independence and dignity.
State and federal governments are often first responders and can play key roles in protecting older consumers. Government agencies have developed the expertise and tools to fight scammers, help victims, and make policy and practice recommendations to key stakeholders.
Additional sponsorship for this Webinar is provided by a grant from the Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.
|Event Date||Wednesday, 15 June 2016|
|Event End Date||Wednesday, 15 June 2016|
Presenters: Thomas Shapiro (Director, Institute on Assets and Social Policy, The Heller School, Brandies University) and Amy Traub (Senior Policy Analyst, DEMOS)
Historical discrimination and the financial devastation of the Great Recession has led to extreme wealth inequality and a widening racial wealth gap between households of color and white households. Advocates and policymakers seek to develop policies to build wealth and opportunity in households of color and close the gap.
Researchers from Demos and Brandies University's Institute on Assets and Social Policy have introduced a new tool - the Racial Wealth Audit - to evaluate the impact of various policies on the wealth gap between white, African-American, and Latino households.
|Event Date||Thursday, 19 May 2016|
|Event End Date||Thursday, 19 May 2016|
Speakers: Congressman Keith Ellison, Minnesota’s 5th District, and the authors of the report, Daniel Wagner of BuzzFeed News and Mike Baker of the Seattle Times for a discussion. “Minorities Exploited by Warren Buffet’s Mobile Home Empire”.
|Event Date||Tuesday, 22 March 2016|
|Event End Date||Tuesday, 22 March 2016|
|Event Date||Tuesday, 16 February 2016|
|Event End Date||Tuesday, 16 February 2016|
This webinar focused on fraudulent real property transactions commonly perpetrated by family members and trusted fiduciaries. We will provide an overview of elder financial exploitation related to property, talk about prevention measures, and explain strategies and tactics successfully used to handle cases and recover assets.
Speakers: David Godfrey (Senior Attorney, American Bar Assocation), Lori Stiegel (Senior Attorney, American Bar Association), Denis Culley (Staff Attorney at Legal Services for the Elderly)Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project/Elder Abuse Prevention webinars for the National Legal Resource Center.
|Event Date||Thursday, 21 January 2016|
|Event End Date||Thursday, 21 January 2016|