Events Archive

Advocates representing elderly homeowners that were left off of a reverse mortgage loan taken out by their spouses have been struggling to keep foreclosure at bay. For most surviving spouses, HUD is extending only the "Mortgagee Optional Election," wherein the mortgage servicer may assign the mortgage to HUD only if the spouse passes the Principal Limit Factor test. However, surviving spouses who have obtained a court order declaring the HUD regulation invalid as to them have been offered the alternative "Hold Election," where the servicer can delay foreclosure indefinitely and then assign the loan to HUD when it reaches 98% of the Maximum Claim Amount. This alternative does not require a spouse to pass the Principal Limit Factor test. This session will follow up on our March 19th webinar (http://tinyurl.com/kjbnvzk), expanding on litigation theories, crafting pleadings, strategy issues, and opportunities to resolve these cases in a way that keeps widows and widowers in their homes. 

Presenter: Sarah Bolling Mancini (National Consumer Law Center) 

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center. 

There is no charge for this webinar. 
All time listings are in Eastern Time. 
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.

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Event Date Thursday, 28 May 2015
Event End Date Thursday, 28 May 2015
Attorneys from the Department of Justice's Consumer Protection Branch will describe fraud schemes targeting older Americans, including Jamaican lottery scams and large-scale psychic schemes. The crimes, perpetrated through mass mailings and telemarketing, affect hundreds of thousands of U.S. consumers. Presenters will describe how the scams contact victims, the manner in which they operate and the Consumer Protection Branch's interception and prosecution efforts. The webinar will also address tips on how to avoid the scams and improve prevention efforts.

Presenters:
Rich Goldberg (Assistant Director, U.S. Department of Justice, Consumer Protection Branch); Kate Drenning (Trial Attorney, U.S. Department of Justice, Consumer Protection Branch); Ann Entwistle (Trial Attorney, U.S. Department of Justice, Consumer Protection Branch)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

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Event Date Wednesday, 27 May 2015
Event End Date Wednesday, 27 May 2015
Older adults are increasingly entering retirement with large amounts of unsecured debt. Whether student loans or credit cards, the pressure of trying to pay these bills on a limited income makes older adults susceptible to debt relief scams. Debt relief services advertise supposedly painless ways to make your bills go away. But they often leave their customers in deeper trouble. This webinar will survey some common debt relief scams and the laws regulating them. 

Presenter: Andrew Pizor, Staff Attorney at the National Consumer Law Center 

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center. 

There is no charge for this webinar. 
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.

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Event Date Thursday, 21 May 2015
Event End Date Thursday, 21 May 2015
This was the second session in a series of student loan webinars. It provided an introduction to the different types of relief available to student loan borrowers who have been subjected to illegal, unfair, or deceptive school practices. It covered how to identify school-based claims, how to prepare closed school and false certification (ability-to-benefit) discharge applications, and how to present school-based claims as a defense to loan repayment. It also covered the advantages and limitations of each type of relief, as well as recent developments. This webinar didn't cover basic background information on federal student loans, so we recommend prior participation in the April 22, 2015 webinar.

Speakers: Robyn Smith, Of Counsel, National Consumer Law Center and Toby Merrill, Director, Project on Predatory Student Lending, Legal Services Center of Harvard Law School
Event Date Wednesday, 20 May 2015
Event End Date Wednesday, 20 May 2015
Grandfamilies or kinship families are raising 2.5 million children, and a fourth of all children in foster care. Grandparents, other extended family members and close family friends step forward, often at a moment’s notice, to raise these children. Research shows that the children fare well. They have more stability, less trauma, and a greater sense of stability than children raised by non-relatives. Although there are many benefits, acknowledged through federal law and its preferences for relative placements and connections, there are still many challenges. Relatives are often not told of their placement and legal options, and the benefits and services that can correspond with those options. They also may have trouble accessing school enrollment and health care for the children. This webinar will address the strengths and challenges of grandfamilies both inside and outside the foster care system. We will explore relevant federal laws, state care and custody options, and benefits and services. Attendees will come away with practical tools and resources to better serve grandfamilies. 

Presenters: Ana Beltran, Special Advisor and Attorney, Generations United. Moderated by Jerry Battle, Staff Attorney at the National Consumer Law Center 

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

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Event Date Tuesday, 19 May 2015
Event End Date Tuesday, 19 May 2015
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In this webinar we will provide an overview of bankruptcy law for attorneys with limited bankruptcy experience. We will cover how filing for bankruptcy may help older consumers who are facing harassment or the risk of loss of income or property at the hands of creditors. The webinar will address differences between chapter 7 and chapter 13 bankruptcy, dischargeable and nondischargeable debts, the scope and protections of the bankruptcy stay, and special issues like how to use bankruptcy to save a house or car.

Presenters: Sarah Bolling Mancini (National Consumer Law Center), Jeremiah Battle (National Consumer Law Center)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

There is no charge for this webinar.
All time listings are in Eastern Time.
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.
Event Date Tuesday, 28 April 2015
Event End Date Tuesday, 28 April 2015
Advocates representing widows or widowers that were left off of a reverse mortgage loan taken out by their spouses have been struggling to keep foreclosure at bay. While the Plunkett litigation is ongoing, HUD has long promised a solution addressing this issue for all non-borrowing spouses. With the issuance of Mortgagee Letter 2015-03, it is clear that for most surviving spouses, HUD is extending only the "Mortgagee Optional Election," wherein the mortgage servicer may assign the mortgage to HUD only if the spouse passes the Principal Limit Factor test. However, surviving spouses who have obtained a court order declaring the HUD regulation invalid as to them have been offered the alternative "Hold Election," where the servicer can delay foreclosure indefinitely and then assign the loan to HUD when it reaches 98% of the Maximum Claim Amount. This alternative does not require a spouse to pass the Principal Limit Factor test. Hear from attorneys who are litigating these cases about crafting pleadings, litigation strategy, and opportunities to resolve these cases in a way that keeps widows in their homes. We will also explain how to calculate the Principal Limit Factor test in order to determine whether the Mortgagee Optional Election is a viable option for your client.

Presenters: Sarah Bolling Mancini (National Consumer Law Center), Odette Williamson (National Consumer Law Center), Rachel Scott (Atlanta Legal Aid Society, Inc.)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

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Event Date Thursday, 19 March 2015
Event End Date Thursday, 19 March 2015
This webinar will present an overview of the long-awaited IRS final regulations governing financial assistance and collection policies of nonprofit hospitals. The regulations require nonprofit hospitals to have written financial assistance policies; regulate debt collection by nonprofit hospitals and third party agencies; and prohibit the imposition of "chargemaster" rates to patients eligible for financial assistance. Find out how to use the regulations to help clients who owe medical debts to nonprofit hospitals and protect them from lawsuits, liens, and credit reporting damage. The webinar will also review the voluntary best practices on medical account resolution issued by the Healthcare Financial Management Association.

Presenters: Jessica Curtis (Senior Advisor, Hospital Accountability Project, Community Catalyst); Mark Rukavina (Principal, Community Health Advisors, LLC); Chad Mulvany (Director of Healthcare Finance Policy, Strategy and Development, Healthcare Financial Management Association)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

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Event Date Wednesday, 04 March 2015
Event End Date Wednesday, 04 March 2015
Confidentiality issues in mortgage litigation arise frequently. From the early stages of discovery through final settlements, lenders and servicers routinely ask practitioners and clients to keep secrets. But, do these requests go too far? Does the servicer's protective order sweep to broadly? Are you putting yourself and your client at risk when you agree to confidential settlements? Are court records or trial exhibits being sealed from public view? This webinar will cover these questions and more as we look at limiting confidentiality in foreclosure defense litigation.

Presenters: Jennifer Wagner, Mountain State Justice; Leslie Bailey, Sarah Belton, Public Justice

Housing advocacy center, the National Housing Law Project, and its project partners, Western Center on Law & Poverty, the National Consumer Law Center, and Tenants Together (the HBOR Collaborative) provide free assistance to CA consumer attorneys on the state's new Homeowner Bill of Rights (HBOR) and other state and federal foreclosure-related laws. The HBOR Collaborative's free services include education, advocacy, technical assistance, litigation support, a listserv for attorneys, and extensive web-based attorney resources.

The HBOR Collaborative also provides internet webinars and live trainings in areas throughout CA. Past webinar materials are archived on our website. To learn more about CA HBOR, access HBOR resource materials, and to register for this and any future trainings, consumer attorneys should go to http://calhbor.org/. Consumer attorneys can also contact HBOR collaborative staff for individual assistance with questions and cases via our webpage.

The HBOR Collaborative and its services, including this free training for attorneys, are funded by a grant from the Office of the Attorney General of California from the National Mortgage Settlement to assist CA consumers.

Client Concerns handout: Confidentiality Agreements: Should You Agree to Secrecy?

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Event Date Wednesday, 25 February 2015
Event End Date Wednesday, 25 February 2015
Discuss strategies and best practices for preventing and advocating for residents facing involuntary discharge from a nursing home. Consider how those strategies, best practices change/stay the same if the resident is in assisted living. Review best practices for supporting residents and families, identifying legal support, appealing discharge notices, and more.

Presenters: Eric Carlson, Co-Directing Attorney, National Senior Citizens Law Center, Mary Ann Parker, Attorney, DC Long-Term Care Ombudsman Program and Lori Smetanka, Director, National Long-Term Care Ombudsman Resource Center

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

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Event Date Wednesday, 11 February 2015
Event End Date Wednesday, 11 February 2015