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Framing the Message: Advocacy Communication Focused on Diversity and Inclusion in a New Era

2019-02-19T13:07:05-05:00April 27, 2017|Categories: Other Webinars, Racial Justice|

April 27, 2017 In our efforts to persuade policy makers and general audiences to act on the issues we care about, we often encounter one recurring barrier: fear. Some audience members are worried, anxious and scared about a number of issues facing the country today. We need to be strategic in our communication and tell [...]

Toxic Transactions: How Land Installment Contracts Once Again Threaten Communities of Color

2019-02-20T13:13:49-05:00September 15, 2016|Categories: Foreclosures & Mortgages, Racial Justice|

September 15, 2016 Speakers: Odette Williamson,  National Consumer Law Center and Sarah Bolling Mancini, National Consumer Law Center Land installment contracts, also known as "contracts for deed," have long been a poor replacement for mortgage loans in credit-starved communities. In these transactions, the purchaser is required to take on all the obligations of homeownership, while making monthly [...]

Minding the Gap: Using the New Racial Wealth Audit to Measure the Impact of State and National Policies on the Racial Wealth Gap

2019-02-20T13:35:49-05:00May 19, 2016|Categories: Racial Justice|

Presenters: Thomas Shapiro (Director, Institute on Assets and Social Policy, The Heller School, Brandies University) and Amy Traub (Senior Policy Analyst, DEMOS) Historical discrimination and the financial devastation of the Great Recession has led to extreme wealth inequality and a widening racial wealth gap between households of color and white households. Advocates and policymakers seek to develop [...]

Discrimination in the Manufactured Housing Industry: An Inside Look at Abusive Lending and Collection Practices by the Nation’s Largest Mobile Home Company

2019-02-20T13:38:10-05:00March 22, 2016|Categories: Foreclosures & Mortgages, Racial Justice|

A recent article by the Seattle Times and Buzzfeed News has exposed discriminatory practices by the nation’s largest manufactured housing company, Clayton Homes and its lending subsidiaries Vanderbilt Mortgage and 21st Mortgage. The article alleges that borrowers of color were steered into higher-rate loans, rushed at loan closing, charged substantially higher rates, on average, than [...]

The Color of Debt: Racial Disparity in Debt Collection Lawsuits

2019-02-20T13:54:01-05:00December 1, 2015|Categories: Racial Justice|

Recently, ProPublica published, "The Color of Debt", a first-of-its-kind analysis that showed that debt collection lawsuits are far more common in black communities than white ones. This webinar will cover the details of ProPublicas analysis of court data, explore what trends emerged among the different types of companies filing suits over consumer debt, and discuss [...]

Helping Elders and Communities of Color to Pay for Voice and Internet Service: An Overview of the Federal Lifeline Program

2019-02-20T15:08:06-05:00August 31, 2015|Categories: Elder Rights, Racial Justice|

Come and learn about the federal Lifeline program, which was established to ensure that low-income households are connected to the modern communication network. Learn about the importance of this program for elders and communities of color as the program, which focuses on helping households afford phone service, is in the midst of a "reboot" to [...]

The Role of Broadband in Rebuilding Wealth and Economic Opportunity in Communities of Color

2019-02-20T16:29:31-05:00September 18, 2014|Categories: Racial Justice|

If the new information networks are the new economy, how are communities of color accessing broadband? What is the role of broadband in addressing equality issues such as entrepreneurial opportunities, employment, education, healthcare, media content and democracy? What does the broadband divide look today in terms of access and functionality? Where are the opportunities to [...]

Weblining and Other Racial Justice Concerns in the Era of Big Data

2019-02-20T16:31:59-05:00June 3, 2014|Categories: Racial Justice|

Jun 3, 2014 More and more, lenders and other companies are using Big Data to market and determine eligibility for their products. Big data analytics is all about targeting and separating one type of individual from another. Grouping consumers by where they live, where they shop, what they buy, and what type of technology they [...]

Credit Scores and Credit Reports: Problematic Uses and How They Worsen the Racial Economic Gap

2019-02-20T16:34:21-05:00May 20, 2014|Categories: Racial Justice|

This webinar will provide a brief explanation of credit scores and reports, and will discuss controversial uses such as insurance and employment. It will review studies showing racial disparities in credit scores and analyze how the credit reporting system contributes to the economic divide for African Americans and Latinos. This webinar is part of a [...]

AGING INTO POVERTY: Economic Insecurity among Older Adults of Color & LGBT Elders

2019-02-20T16:36:42-05:00May 7, 2014|Categories: Elder Rights, Other Webinars, Racial Justice|

May 7, 2014 By most economic measures older adults of color and LGBT elders are aging into poverty. Recent research highlights that over 90% of older African American and Latino elders are financially vulnerable and will be unable to support themselves over the course of their lifetime. Elders of color report greater difficulty in affording [...]