English Español

The CFPB’s Prepaid Card Rule by State

2019-03-26T16:58:08-05:00April 11, 2017|Categories: Uncategorised|

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia [...]

Credit Math Software

2015-04-02T21:55:28-05:00April 2, 2015|Categories: Uncategorised|

NCLC provides two software programs for calculating APRs and Rule of 78 rebates. Both programs use one method of estimating APRs, but the Federal Reserve Board sanctions several methods for computing APRs, and allows creditors to disregard certain irregularities and to disclose APRs with certain tolerances. See the discussion in Truth in Lending. Both programs [...]

Student Loan Webinars

2013-01-07T19:21:08-05:00January 7, 2013|Categories: Uncategorised|

2013 Student Loan Webinars Collection Issues, Including Fair Debt Collection Practices Act Claims and Challenges to Collection Action Event date: 2/19/2013 2:00 PM - 03:30 PM Eastern time zone Speakers:Persis Yu, Staff Attorney, National Consumer Law Center (NCLC) The federal government employs draconian collection tactics when attempting to collect on defaulted federal student loans. This [...]

Need help with live webinars?

2019-03-27T07:50:15-05:00July 27, 2012|Categories: Uncategorised|

If you are having trouble joining a webinar, please first check that your organization’s security restrictions will allow you to log on. Some office settings will prevent the software from working on your computer. If you are still having difficulty joining a webinar, try these steps. 1. Use a different browser, such as Mozilla Firefox, [...]

Need help with past webinars?

2019-01-04T17:32:27-05:00July 27, 2012|Categories: Uncategorised|

Viewing Past Webinars You will need Adobe Reader to view the PowerPoint presentation. If you do not have Adobe Reader installed on your computer, download a free version.    For other difficulties, please email National Consumer Law Center Training Coordinator Jessica Hiemenz at [email protected] If you need help with joining a live Webinar, please view [...]

Praise for NCLC’s Consumer Law Manuals

2011-01-06T17:24:34-05:00January 6, 2011|Categories: Uncategorised|

“A monumental undertaking . . . should become a standard reference set.” — ABA Journal “The National Consumer Law Center has come to the rescue of lawyers handling consumer cases. The Series has the answers for the myriad questions that can arise. The analysis of the law contains an extensive study of state statutes and [...]

Policy Analysis Archive

2010-07-12T15:29:54-05:00July 12, 2010|Categories: Uncategorised|

Response to MBA Policy Paper on Suitability, February 2007 Comments regarding the proposed amendments to Reg E on electronic debiting of NSF fees, September 2006Comments - Request for Information on Electronic Benefits Transfer System for Victims of Disaster, April 2006Letter to Senate Banking Committee Regarding Bernanke Nomination, October 2005 Comments regarding the proposed amendments to [...]

Mark E. Budnitz

2010-07-09T12:53:11-05:00July 9, 2010|Categories: Uncategorised|

Professor of Law, Georgia State University School of Law.  Advisory Committee, Atlanta Legal Aid Society.  Member, American Law Institute.  Former member of the Consumer Advisory Council of the Board of Governors of the Federal Reserve System.  Former Chief, Branch of Reorganization, Atlanta Regional Office, Securities and Exchange Commission.  Former Executive Director, National Consumer Law Center, [...]


2022-02-15T10:24:33-05:00June 20, 2010|Categories: Uncategorised|

2022 The High Cost of a Fresh Start: A State-by-State Analysis of Court Debt as a Bar to Record Clearing, February 2022 2021 An Ounce of Prevention: A Review of Hospital Financial Assistance Policies in the States, updated November 2021 Advancing Equity in Utility Regulation, November 2021 More Can & Must Be Done to Prevent [...]