The CFPB’s Prepaid Card Rule by State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia [...]

The CFPB’s Prepaid Card Rule by State2019-03-26T16:58:08-05:00

Credit Math Software

NCLC provides two software programs for calculating APRs and Rule of 78 rebates. Both programs use one method of estimating APRs, but the Federal Reserve Board sanctions several methods for computing APRs, and allows creditors to disregard certain irregularities and to disclose APRs with certain tolerances. See the discussion in Truth in Lending. Both programs [...]

Credit Math Software2015-04-02T21:55:28-05:00

Student Loan Webinars

2013 Student Loan Webinars Collection Issues, Including Fair Debt Collection Practices Act Claims and Challenges to Collection Action Event date: 2/19/2013 2:00 PM - 03:30 PM Eastern time zone Speakers:Persis Yu, Staff Attorney, National Consumer Law Center (NCLC) The federal government employs draconian collection tactics when attempting to collect on defaulted federal student loans. This [...]

Student Loan Webinars2013-01-07T19:21:08-05:00

Need help with live webinars?

If you are having trouble joining a webinar, please first check that your organization’s security restrictions will allow you to log on. Some office settings will prevent the software from working on your computer. If you are still having difficulty joining a webinar, try these steps. 1. Use a different browser, such as Mozilla Firefox, [...]

Need help with live webinars?2019-03-27T07:50:15-05:00

Need help with past webinars?

Viewing Past Webinars You will need Adobe Reader to view the PowerPoint presentation. If you do not have Adobe Reader installed on your computer, download a free version.    For other difficulties, please email National Consumer Law Center Training Coordinator Jessica Hiemenz at jhiemenz@nclc.org If you need help with joining a live Webinar, please view [...]

Need help with past webinars?2019-01-04T17:32:27-05:00

Praise for NCLC’s Consumer Law Manuals

“A monumental undertaking . . . should become a standard reference set.” — ABA Journal “The National Consumer Law Center has come to the rescue of lawyers handling consumer cases. The Series has the answers for the myriad questions that can arise. The analysis of the law contains an extensive study of state statutes and [...]

Praise for NCLC’s Consumer Law Manuals2011-01-06T17:24:34-05:00

Policy Analysis Archive

Response to MBA Policy Paper on Suitability, February 2007 Comments regarding the proposed amendments to Reg E on electronic debiting of NSF fees, September 2006Comments - Request for Information on Electronic Benefits Transfer System for Victims of Disaster, April 2006Letter to Senate Banking Committee Regarding Bernanke Nomination, October 2005 Comments regarding the proposed amendments to [...]

Policy Analysis Archive2010-07-12T15:29:54-05:00

Mark E. Budnitz

Professor of Law, Georgia State University School of Law.  Advisory Committee, Atlanta Legal Aid Society.  Member, American Law Institute.  Former member of the Consumer Advisory Council of the Board of Governors of the Federal Reserve System.  Former Chief, Branch of Reorganization, Atlanta Regional Office, Securities and Exchange Commission.  Former Executive Director, National Consumer Law Center, [...]

Mark E. Budnitz2010-07-09T12:53:11-05:00


2020 Prepaid Electric Utility Service: Assessment of Risks and Benefits to Low-Income Consumers in the District of Columbia, March 2020 Predatory Installment Lending in the States: 2020, February 2020 Obtaining Mortgage Relief for Survivors of Disasters: A Practice Guide for Advocates, February 2020 [Note: To print, please select "Fit to Page" under Scale; for best [...]