Spread the Word! Deadlines Approaching for Unclaimed Stimulus Payments    The Coronavirus Aid, Relief, and Economic Security (CARES) Act provided economic impact payments to individuals up to $1,200 and $500 for each qualified child to help dampen the impact of the economic fallout of COVID-19. Most people have already received their payments. But about 9 million [...]

Urge your U.S. Senators to help families and the economy recover from COVID-19 by passing the HEROES Act The coronavirus crisis is continuing, and the economic crisis is devastating families. With close to 50 million people unemployed, many more with reduced hours, and full economic recovery nowhere in sight, [...]

Congress passed legislation to stop some unwanted robocalls, but critical measures must be taken by the FCC. Last year, Congress passed the Pallone-Thune TRACED Act, officially putting telemarketers, scammers, and debt collectors on notice. Now, it is more important than ever that the FCC hear from consumers like you who are still being abused by [...]

The Consumer Financial Protection Bureau's proposed supplemental debt collection rule would create disclosures for consumers when debt collectors attempt to collect after the statute of limitations (the deadline to sue) has expired, known as time-barred debt. Unfortunately disclosures won’t adequately protect vulnerable consumers.  The CFPB proposes four model disclosures for out-of-court collection of time-barred debt. [...]

President Trump has repeatedly proposed to eliminate the Legal Services Corporation and zero out the critical funding provided to legal services programs in all corners of all 50 states. Civil legal aid ensures fairness for all in the justice system regardless of income. It provides access to legal help to keep homes out of foreclosure, [...]

Tell your U.S. Representative and Senators to take action on two items in Washington, D.C. that could impact predatory lending in every state in the country!  Email your members of Congress || Other actions you can take First, tell your lawmakers to support and co-sponsor the Fair Credit Act, H.R. 5050 (Rep. Chuy Garcia) & S. [...]

The FCC is proposing to dramatically limit help to millions of low-income families who rely on Lifeline for phone and internet services. This radical change to the Lifeline program will cut off access to affordable internet and voice services that are essential in today’s classrooms, job market, healthcare system, information-based society and economy. Lifeline allows [...]

Urge your Senators to support the Forced Arbitration Injustice Repeal (FAIR) Act and put consumers ahead of Wall Street companies and predatory lenders. Tips for advocates || Other actions you can take   Buried in the fine print of many financial and other contracts is a forced arbitration clause that gives companies a “get-out-of-jail-free” card to evade [...]

Do you want to keep unwanted robocalls off your cell phone? Recently, Congress passed the bipartisan Pallone-Thune TRACED Act, the latest step forward in providing Americans with relief from the scourge of unwanted robocalls. While the bill lays out a number of requirements of the Federal Communications Commission, more work must be done to protect [...]