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NCLC advocates for modernization of antiquated state foreclosure laws that push homeowners into complicated legal proceedings that lack basic protections.

Improved state laws can benefit homeowners and communities.

 

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Model Documents

2019-03-08T09:38:35-05:00December 14, 2011|Categories: Summary of Programs, Model Documents & FAQs|

Model Foreclosure Mediation/Diversion Statute (Judicial Foreclosure State)Model Foreclosure Mediation/Diversion Statute (Non Judicial Foreclosure State)Model Statute: Requirement for Loan Modification Analysis/Loss Mitigation Before ForeclosureMemorandum on Federal and State Constitutional Issues Related to Foreclosure Mediation/DiversionModel Form for Summary Data of Loan Modifications from Mediations/Conference

State Laws Briefs, Reports & Press Releases

2019-03-08T09:39:08-05:00December 14, 2011|Categories: State Foreclosure Laws|

FORECLOSING A DREAM - State Laws Deprive Homeowners of Basic Protections, Sept. 2009 - Press Release and ReportLegal Aid and other groups call on AGs to ensure that resolution of their investigation of mortgage servicers help homeowners avoid foreclosure, October 18, 2010

State Foreclosure Briefs, Reports & Press Releases

2019-03-08T09:39:39-05:00December 14, 2011|Categories: State Foreclosure Policy Analysis|

Report: Fast Track Foreclosure Laws: Are They Headed in the Right Direction?, January 2014 Recent Developments in Foreclosure Mediation, January 2011 State and Local Foreclosure Mediation Programs: Updates and New Developments, January 2010 State and Local Foreclosure Mediation Programs: Can They Save Homes?, September 2009 FORECLOSING A DREAM - State Laws Deprive Homeowners of Basic [...]

State Foreclosure Letters

2019-03-08T09:40:31-05:00December 14, 2011|Categories: State Foreclosure Policy Analysis|

Letter to the Federal Housing Finance Agency from the National Consumer Law Center and Brennan Center for Justicere: "State-Level Guarantee Fee Pricing" (77 FR 58991), Nov. 26, 2012 Letter: Legal Aid and other groups call on AGs to ensure that resolution of their investigation of mortgage servicers help homeowners avoid foreclosure, October 18, 2010 Coalition [...]