Special Projects


Credit & Economic Opportunity

Policy Analysis Policy Briefs, Reports & Press Releases Report: Time to Stop Racing Cars: The Role of Race and Ethnicity in Buying and Using a Car, April 2019 Press Release Issue brief: The Wrong Tool for the Wrong Purpose:  Why the Credit Scoring Provision in the Immigration Public Charge Proposal Is Illogical and Ill-Advised, Oct. 2018 [...]

Credit & Economic Opportunity2019-05-16T08:27:15-05:00

Racial Justice and Equal Economic Opportunity

Credit & Economic Opportunity || Equal Access to Higher Education Sustainable Homeownership || Equitable Access to Broadband, Media, and Telecom Services HOT TOPICS Sign up for Racial Justice e-news! Report: Inequitable Judgments Examining Race and Federal Student Loan Collection Lawsuits, April 2019 Press Release Report: Time to Stop Racing Cars: The Role of Race and Ethnicity in Buying and Using a [...]

Racial Justice and Equal Economic Opportunity2019-05-16T08:18:55-05:00

Stay Connected Training

Through Stay Connected, NCLC attorneys Charlie Harak and Jenifer Bosco conduct trainings for non-attorney advocates and front-line social service workers to help low-income Massachusetts residents avoid termination of their utility services. Advocates learn the eligibility requirements for electric utility discounts, how to prevent service from being shut off, and how to restore service if it was terminated. Advocates can [...]

Stay Connected Training2019-05-28T12:46:31-05:00

State Inaction

Gaps in State Oversight of For-Profit Higher Education Published Dec. 1, 2011©National Consumer Law Center Download the full report (PDF) Download the Executive Summary & Recommendations (PDF) Download the State-by-State Student Relief Chart (PDF) Download the press release (PDF) The astronomical growth in for-profit higher education has exposed increasing numbers of students to [...]

State Inaction2019-03-07T12:41:47-05:00


The National Consumer Law Center’s Massachusetts Economic Justice Project allows NCLC to work specifically in Massachusetts with local advocates helping low-income consumers and seniors facing difficulties in the marketplace. NCLC offers our consumer law expertise, recognized in Massachusetts and throughout the country, to Massachusetts legal service attorneys, private attorneys, and advocacy organizations who share our [...]



Case Consultations NCLC offers consultations to practitioners representing low-income California clients on consumer issues. Technical assistance is also provided in the form of NCLC’s expert testimony, and by NCLC co-counseling or referring cases to other California consumer lawyers. Training NCLC provides consumer law training for legal services programs, private lawyers, pro bono programs, and government [...]



NCLC operates a number of special projects and initiatives that take a comprehensive approach to the consumer law problems facing low-income Americans. Climate Change Justice Domestic Violence Survivors Disaster Relief & Consumer Protection Military Personnel Older Consumers Racial Justice and Equal Economic Opportunity State Initiatives Stay Connected Student Loan Borrower Assistance Working Cars for Working [...]


State Advocacy

Arbitration || Autos || Consumer Protection || Criminal Justice Debt || Housing Debt Collection || Installment Loans || Prepaid Debt Cards and Payroll Cards Student Loans || Utilities The National Consumer Law Center offers its consumer law expertise to legal service attorneys, private attorneys, and advocacy organizations who share our goals of consumer justice. We [...]

State Advocacy2019-06-03T17:01:03-05:00

Older Consumers

The independence and financial security of older adults are threatened by abusive practices in the marketplace. NCLC provides trainings and case consultation as well as legal assistance to attorneys and advocates for older adults in consumer and energy law. Our advocates specialize in foreclosure prevention and defense, debt collection, consumer fraud, and energy/utility assistance, among [...]

Older Consumers2019-05-16T08:14:27-05:00

Military Personnel

Predatory lenders and scammers often target service members and veterans, who have steady but often limited income and can be vulnerable to abusive practices. Policy Analysis Policy Briefs, Reports & Press Releases Issue Brief: Servicemembers, Veterans, and Forced Arbitration: How the New Consumer Protection Financial Bureau Rule Enhances the Military Lending Act, Sept. 2017 Press Release: Congress [...]

Military Personnel2019-03-15T12:00:33-05:00