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HOEPA Testimony

Testimony of Margot Saunders on the Rewrite of Truth in Lending Act and Real Estate Settlement Procedures Act, September 1998 Testimony of Margot Saunders to the US Senate Committee on Banking, Housing and Urban Affairs re: S. 1405 The “Financial Regulatory Relief and Economic Efficiency Act of 1997", March 1998 Testimony regarding H.R. 1362 FINANCIAL [...]

HOEPA Testimony2019-03-08T08:05:15-05:00

Truth in Lending Policy Analysis

Comments Group Comments to the CFPB re: Extension of Effective Date for the Integrated Disclosure Rule Amending Regulations X and Z, July 7, 2015 Comments to the CFPB regarding Truth in Lending Act – Regulation Z, Qualified Mortgage Rule, Part 1, June 5, 2014; Part 2, July 7, 2014. Comments on High-Cost Mortgage Amendments to the [...]

Truth in Lending Policy Analysis2019-03-08T08:05:32-05:00

HOEPA Analysis

The FRB’s Final HOEPA Rule: A First Step, But Real Reforms Are Still Needed - Summary Analysis, November 13, 2008

HOEPA Analysis2019-03-08T08:05:48-05:00

HOEPA Comments

Group Comments to the CFPB re: Extension of Effective Date for the Integrated Disclosure Rule Amending Regulations X and Z, July 7, 2015 Comments on High-Cost Mortgage Amendments to the Truth in Lending Act (Regulation Z), November 6, 2012 Comments on High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) [...]

HOEPA Comments2019-03-08T08:06:27-05:00

HOEPA Letters

H.R. 650: Coalition Opposition Letter, Feb. 26, 2015 Letter Urging Federal Reserve Board to Withdraw Rescission and Reverse Mortgage Rule, Nov. 16, 2010 Letter supporting Senator Boxer's Amendment Requiring New Owners of Loans Provide Essential Information to Homeowners, May 4, 2009 Letter Opposing Bond's Amendment, June 19, 2008 Letter to Governors regarding Early Disclosures for [...]

HOEPA Letters2011-12-14T12:35:39-05:00