Analysis of H.R. 3915’s Preemption Rule, March 14, 2008 Analysis of H.R. 3915—as passed out of the House Financial Services Committee, November 2007

Property Assessed Clean Energy (PACE) Loans || Land Installment Contracts Property Assessed Clean Energy (PACE) Loans Group letter from consumer advocates and industry groups urging the CFPB to initiate PACE rulemaking, Oct. 15, 2018 Comments in response to the Consumer Financial Protection Bureau (“CFPB”)’s Request for Information (“RFI”) regarding its inherited regulations and rulemaking authorities with focuse [...]

NCLC Comments to the VA on revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans, Feb. 15, 2019; Additional Comments, March 14, 2019 Consumer comments to the OCC, Board, and FDIC regarding the proposed rule to amend the regulations requiring appraisals for certain real estate-related transactions, Feb. 5, 2019 Comments to CFPB re its draft policy [...]

Coalition letter urging House members to oppose CFPB rollbacks of fair lending oversight, June 4, 2019 Group letter to the Federal Housing Finance Agency (FHFA) supporting recent language access progress made at the agency, April 18, 2019 Letter to CFPB opposing increase in appraisal exemption threshold, Feb. 5, 2019 Letter to federal banking agencies opposing [...]

Model State Statute: Home Loan Protection Act - A, November 2001

Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 13, 2008 Response to MBA Policy Paper on Suitability, February 2007 Point by Point ResponseTo Ney-Kanjorski Predatory Lending Bill, April 2005

Press Release and Testimony of Margot Saunders on Mortgage Reform and Anti-Predatory Lending Act House Financial Services Committee (HR 1728), April 23, 2009 Testimony of Margot Saunders on Mortgage Lending Reform: A Comprehensive Review of the Current Mortgage System, March 11, 2009 Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 13, [...]