Analysis of H.R. 3915’s Preemption Rule, March 14, 2008 Analysis of H.R. 3915—as passed out of the House Financial Services Committee, November 2007

Property Assessed Clean Energy (PACE) Loans || Land Installment Contracts Property Assessed Clean Energy (PACE) Loans Group letter from consumer advocates and industry groups urging the CFPB to initiate PACE rulemaking, Oct. 15, 2018 Comments in response to the Consumer Financial Protection Bureau (“CFPB”)’s Request for Information (“RFI”) regarding its inherited regulations and rulemaking authorities with focuse [...]

NCLC Comments to the VA on revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans, Feb. 15, 2019; Additional Comments, March 14, 2019 Comments to CFPB re its draft policy guidance regarding the public dissemination of the Home Mortgage Disclosure Act (HMDA) data, Nov. 22, 2017 Comments to CFPB re Amendments to Federal Mortgage Disclosure Requirements Under [...]

Group letter to the Federal Housing Finance Agency (FHFA) supporting recent language access progress made at the agency, April 18, 2019 H.R. 2570, Mortgage Fairness Act of 2017. Opposition Letter, July 23, 2018 Group letter to CFPB re Public disclosure of new HMDA data points, Nov. 23, 2016 Letter to CFPB regarding mortgage disclosures through Know Before [...]

Model State Statute: Home Loan Protection Act - A, November 2001

Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 13, 2008 Response to MBA Policy Paper on Suitability, February 2007 Point by Point ResponseTo Ney-Kanjorski Predatory Lending Bill, April 2005

Press Release and Testimony of Margot Saunders on Mortgage Reform and Anti-Predatory Lending Act House Financial Services Committee (HR 1728), April 23, 2009 Testimony of Margot Saunders on Mortgage Lending Reform: A Comprehensive Review of the Current Mortgage System, March 11, 2009 Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 13, [...]