Issue Brief: The End of Libor: Risk and Solutions for Residential Mortgages, February 2020 Analysis of H.R. 3915’s Preemption Rule, March 14, 2008 Analysis of H.R. 3915—as passed out of the House Financial Services Committee, November 2007

Fair Lending || Housing || Land Installment Contracts || Limited English Proficiency (LEP) || Property Assessed Clean Energy (PACE) Loans || Pace Loans in the News Fair Lending Press release: HUD Guts Civil Rights Rule Used to Address Systemic Discrimination in the Housing Market on the Dawn of an Eviction and Foreclosure Crisis, Sept. 8, 2020 [...]

NCLC, CFA, and Prosperity Now comments to the CFPB re: Qualified Mortgage Definition under the Truth-in-Lending Act (Regulation Z), Apr. 5, 2021 Group comments to the CFPB re: Language Access Issues in Request for Information on the Equal Credit Opportunity Act and Regulation B, Dec. 1, 2020 NCLC Letter requesting that the deadline for the [...]

Press Release: Joint Statement from Housing, Financial Services, and Public Interest Groups on GSEs’ Adverse Market Fee, August 13, 2020 Coalition letter urging House members to oppose CFPB rollbacks of fair lending oversight, June 4, 2019 Group letter to the Federal Housing Finance Agency (FHFA) supporting recent language access progress made at the agency, April [...]

Model State Statute: Home Loan Protection Act - A, November 2001

Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 13, 2008 Response to MBA Policy Paper on Suitability, February 2007 Point by Point ResponseTo Ney-Kanjorski Predatory Lending Bill, April 2005

Press Release and Testimony of Margot Saunders on Mortgage Reform and Anti-Predatory Lending Act House Financial Services Committee (HR 1728), April 23, 2009 Testimony of Margot Saunders on Mortgage Lending Reform: A Comprehensive Review of the Current Mortgage System, March 11, 2009 Failed Regulatory Policy, Not Low Income Housing, Cause of Mortgage Crisis, October 13, [...]