Policy Briefs Coronavirus Emergency: Mortgage Relief for Consumers – How States Can Help, October 2020 USDA Should Modernize Mortgage Protections: Four Long-Overdue Policy Changes to Limit Rural Foreclosures, April 2019 Archive+ Reports & Press Releases National Consumer Law Center Attorney Alys Cohen to Testify at U.S. House Hearing on Thursday, July 16: Mortgage Servicers’ Implementation [...]

NCLC comments regarding the Real Property Lender Placed Insurance Model Act, Nov. 12, 2020 NCLC and the National Housing Law Project (NHLP) comments to the CFPB on the Interim Final Rule relating to the treatment of COVID-19 loss mitigation options under RESPA and Regulation X, Docket No. CFPB-2020-0022, Aug. 14, 2020 Comments to USDA re: [...]

Group comments to the Alternative Reference Rates Committee recommending stronger action to prepare for the December 2021 end of the LIBOR index (a commonly used interest rate index in mortgages and student loans), May 29, 2020 Housing and industry coalition letter to federal agencies urging establishment of a single consumer-facing online portal to provide centralized [...]

Issue Brief: A Looming Crisis: Black Communities at Greatest Risk of Covid-19 Foreclosure, July 2020 Testimony of Alys Cohen before a Virtual Hearing of the House Financial Services Committee Subcommittee on Oversight and Investigations regarding Protecting Homeowners During the Pandemic: Oversight of Mortgage Servicers’ Implementation of the CARES Act, July 16, 2020 Testimony on Housing Finance [...]