Banks With Private Loan Modification Programs Bank of America Home Loan Assistance Program CitiMortgage Homeowner Assistance Program JP Morgan Chase Homeownership Preservation Office Wells Fargo
Servicing GuideFannie Mae Index: Servicing Guide, Announcments, and FAQs* The Institute for Foreclosure Legal AssistanceNCLC gratefully acknowledges the support of IFLA in the creation and maintenance of this page.
Relief Refinance Mortgage Press Release FAQs Same Servicer Fact Sheet Open Access Fact Sheet Home Value Explorer ® FAQs Fact Sheet The National Housing Law ProjectNCLC gratefully acknowledges the support of the National Housing Law Project's Institute for Foreclosure Legal Assistance in the creation and maintenance of this page.
Mortgagee Letter 09-35: Loan Modification Supplemental Directive 10-08Origination GuidelinesServicing GuidelinesServicing Guidelines SupplementRefinance TransactionsRefinance Transactions AttachmentMortgagee Letter 09-43: Comprehensive Guidance ****The National Housing Law ProjectNCLC gratefully acknowledges the support of the National Housing Law Project's Institute for Foreclosure Legal Assistance in the creation and maintenance of this page.
Calculators Loan Calculator (Excel spreadsheet)
Glossaries Glossary of Mortgage Servicing Terms (helpful in understanding mortgage escrow statements, loan histories, and other client account documents) Links AMI white paper: The Future of the Housing Market for Consumers after the Crisis. January 2011 Bankruptcy Mortgage Project (a resource for those seeking an alternative to foreclosure through Chapter 13 bankruptcy) The Institute for [...]
Home Foreclosures Consumer Bankruptcy Law and Practice The Institute for Foreclosure Legal Assistance NCLC gratefully acknowledges the support of IFLA in the creation and maintenance of this page.
Below is a sampling of NCLC class action litigation efforts in the areas of mortgage servicing and loan modifications. Information on other NCLC litigation can be found here. HAMP Trial Period Plan (TPP) Contract Claims NCLC, with its co-counsel, has filed five class action suits on behalf of Massachusetts residents to challenge the way the [...]
List of Participating Servicers Servicer Participation Agreements
Policy Briefs USDA Should Modernize Mortgage Protections: Four Long-Overdue Policy Changes to Limit Rural Foreclosures, April 2019 Archive+ Reports & Press Releases National Consumer Law Center Attorney Alys Cohen to Testify at U.S. House Hearing on Thursday, July 16: Mortgage Servicers’ Implementation of the CARES Act, July 15, 2020 How to Get Help with Your [...]