/Loan Servicing and Modifications & Foreclosure Assistance Programs

FHA HAMP & Refinancing

2019-03-08T08:29:56-05:00December 13, 2011|Categories: Home Affordable Modification Program (HAMP)|

  Mortgagee Letter 09-35: Loan Modification Supplemental Directive 10-08Origination GuidelinesServicing GuidelinesServicing Guidelines SupplementRefinance TransactionsRefinance Transactions AttachmentMortgagee Letter 09-43: Comprehensive Guidance ****The National  Housing Law ProjectNCLC gratefully acknowledges the support of the National Housing Law Project's Institute for Foreclosure Legal Assistance in the creation and maintenance of this page.

Mortgage Servicing Other Resources

2019-03-08T08:31:55-05:00December 13, 2011|Categories: Mortgage Servicing Books, Tools and Other Resources|

Glossaries Glossary of Mortgage Servicing Terms (helpful in understanding mortgage escrow statements, loan histories, and other client account documents) Links AMI white paper: The Future of the Housing Market for Consumers after the Crisis. January 2011 Bankruptcy Mortgage Project (a resource for those seeking an alternative to foreclosure through Chapter 13 bankruptcy) The Institute for [...]

Mortgage Servicing Litigation

2019-03-08T08:32:18-05:00December 13, 2011|Categories: Mortgage Servicing|

Below is a sampling of NCLC class action litigation efforts in the areas of mortgage servicing and loan modifications. Information on other NCLC litigation can be found here. HAMP Trial Period Plan (TPP) Contract Claims NCLC, with its co-counsel, has filed five class action suits on behalf of Massachusetts residents to challenge the way the [...]

Servicing Policy Briefs, Reports & Press Releases

2020-07-15T18:56:38-05:00December 13, 2011|Categories: Servicing Policy Analysis|

Policy Briefs USDA Should Modernize Mortgage Protections: Four Long-Overdue Policy Changes to Limit Rural Foreclosures, April 2019 Archive+ Reports & Press Releases National Consumer Law Center Attorney Alys Cohen to Testify at U.S. House Hearing on Thursday, July 16: Mortgage Servicers’ Implementation of the CARES Act, July 15, 2020 How to Get Help with Your [...]