English Español

Legislation & Regulation


Model State Law Archive

2022-03-07T14:42:05-05:00March 7, 2022|Categories: Legislation & Regulation, Legislation & Regulation|

Click here to return to current Model State Law page Car Sales and Financing Transparent and Consistent Pricing of Motor Vehicle Add-Ons Act, December 2018 Safer Cars at the Point of Sale Act, December 2018 Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9, June 2016 Debt Collection and Settlement [...]

116th Congress (2019-20) – Archive

2021-01-19T13:27:50-05:00January 5, 2021|Categories: Legislation & Regulation|

Access to Justice S. 3913 (Cortez-Masto)/H.R. 7171 (Horsford) End Double Taxation of Successful Consumer Claims Act. Senate Support Letter. House Support Letter. S. 2627 (Cortez-Masto) End Double Taxation of Successful Civil Claims Act.  Support. S. 610 (Sen. Blumenthal)/H.R. 1423 (Rep. Johnson), Forced Arbitration Injustice Repeal (FAIR) Act. Consumer support letter on House and Senate bills. S. [...]

115th Congress (2017-18) – Archive

2019-02-27T12:18:17-05:00February 26, 2019|Categories: Legislation & Regulation|

Access to Justice Group letter strongly opposing H.R. 3487 (diversity jurisdiction); H.R. 6730 (nationwide injunctions); H.R. 6754 (Ninth Circuit re-structuring); and H.R. 6755 (miscellaneous federal court changes), Sept. 12, 2018. Opposition Letter. H.R. 4738, Mutual Fund Litigation Reform Act., Jan. 16, 2018. Opposition letter. Coalition letter to Senate Judiciary Committe​e​ ​opposing weakening​​ ​the legal rights of individuals [...]

111th Congress (2009-2010) – Archive

2019-02-27T12:10:49-05:00February 26, 2019|Categories: Legislation & Regulation|

Arbitration Letter supporting H.R. 1020, Arbitration Fairness Act, July 26, 2010 Bank Accounts Comments on the Treasury Department’s proposal to mandate all electronic deposits by 2013, August 16, 2010 Letter in Support of Freedom and Mobility in Consumer Banking Act (Miller), July 27, 2010 Bankruptcy Letter supporting Helping Families Save Their Homes in Bankruptcy Act, [...]

112th Congress (2011-2012) – Archive

2019-02-27T12:15:26-05:00February 26, 2019|Categories: Legislation & Regulation|

Consumer Financial Protection Bureau S. 3468 (Portman), Independent Agency Regulatory Analysis Act – oppose, Sept. 7, 2012 Letter opposing H.R. 1121 (Bachus) and H.R. 1315 (Duffy), which weakens CFPB, May 3, 2011 Credit Reporting Letters expressing concern about the harm to consumers and the preemptive effects of HR 6363 (Renacci), The Credit Access and Inclusion [...]

113th Congress (2013-2014) – Archive

2019-02-27T12:16:29-05:00February 26, 2019|Categories: Legislation & Regulation|

Bank Accounts H.R.3137 (Schakowsky) & S. 1534 (Harkin), Freedom and Mobility in Consumer Banking Act (Support) Consumer Financial Protection Bureau S. 2732 (Toomey),Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2014. Consumer coalition letter in opposition. H.R. 3193 (Duffy), Consumer Financial Protection and Soundness Improvement Act of 2013, a package of bills designed [...]

114th Congress (2015-16) – Archive

2019-02-27T12:17:37-05:00February 26, 2019|Categories: Legislation & Regulation|

Anti-Consumer Legislation Summary of anti-consumer legislation anticipated in the 114th Congress. Anti-Regulation Legislation H.R. 185 (Goodlatte), Regulatory Accountability Act (RAA). Consumer opposition letter. H.R. 427 (Young), Regulations from the Executive in Need of Scrutiny Act of 2015 (REINS Act) (H.R. 427). Arbitration Letter opposing Appropriation riders that limit CFPB’s arbitration authority, May 10, 2016 Letter [...]

Legislation & Rulemaking

2020-02-05T15:26:41-05:00March 7, 2010|Categories: Legislation & Regulation|

On behalf of our low income clients, NCLC monitors legislation and administrative agency rulemakings and other activities affecting consumers.  See also our Model State Laws. To find out the status of a congressional bill and current co-sponsors, visit www.thomas.gov. Arbitration & Access to Justice  Bank Accounts Bankruptcy Credit cards Foreclosure Medical Debt Mortgage Lending Overdraft [...]

Model State Laws

2022-03-15T13:09:21-05:00March 5, 2010|Categories: Legislation & Regulation|

Car Sales & Financing Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9, June 2016 Debt Collection and Settlement Fact Sheet: What States Can Do: Criminal Justice Debt, September 2019 Model Medical Debt Protection Act, September 2019 Fact Sheet: What States Can Do to Help Consumers: Medical Debt, September 2019 Fact [...]

Rulemakings Archive

2020-06-17T14:00:57-05:00March 5, 2010|Categories: Archive, Legislation & Regulation|

CFPB Sources and Use of Data Dec. 27, 2018 deadline to respond to the CFPB's request for information on the consumer bureau's sources and use of data. Consumer comments. Faster Payments Dec. 14, 2018 deadline to comment on potential actions by the Federal Reserve Board to create a real time payment system. Consumer comments. Community [...]