//Legislation & Regulation

Legislation & Regulation


115th Congress (2017-18) – Archive

Access to Justice Group letter strongly opposing H.R. 3487 (diversity jurisdiction); H.R. 6730 (nationwide injunctions); H.R. 6754 (Ninth Circuit re-structuring); and H.R. 6755 (miscellaneous federal court changes), Sept. 12, 2018. Opposition Letter. H.R. 4738, Mutual Fund Litigation Reform Act., Jan. 16, 2018. Opposition letter. Coalition letter to Senate Judiciary Committe​e​ ​opposing weakening​​ ​the legal rights of individuals [...]

115th Congress (2017-18) – Archive2019-02-27T12:18:17-05:00

111th Congress (2009-2010) – Archive

Arbitration Letter supporting H.R. 1020, Arbitration Fairness Act, July 26, 2010 Bank Accounts Comments on the Treasury Department’s proposal to mandate all electronic deposits by 2013, August 16, 2010 Letter in Support of Freedom and Mobility in Consumer Banking Act (Miller), July 27, 2010 Bankruptcy Letter supporting Helping Families Save Their Homes in Bankruptcy Act, [...]

111th Congress (2009-2010) – Archive2019-02-27T12:10:49-05:00

112th Congress (2011-2012) – Archive

Consumer Financial Protection Bureau S. 3468 (Portman), Independent Agency Regulatory Analysis Act – oppose, Sept. 7, 2012 Letter opposing H.R. 1121 (Bachus) and H.R. 1315 (Duffy), which weakens CFPB, May 3, 2011 Credit Reporting Letters expressing concern about the harm to consumers and the preemptive effects of HR 6363 (Renacci), The Credit Access and Inclusion [...]

112th Congress (2011-2012) – Archive2019-02-27T12:15:26-05:00

113th Congress (2013-2014) – Archive

Bank Accounts H.R.3137 (Schakowsky) & S. 1534 (Harkin), Freedom and Mobility in Consumer Banking Act (Support) Consumer Financial Protection Bureau S. 2732 (Toomey),Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2014. Consumer coalition letter in opposition. H.R. 3193 (Duffy), Consumer Financial Protection and Soundness Improvement Act of 2013, a package of bills designed [...]

113th Congress (2013-2014) – Archive2019-02-27T12:16:29-05:00

114th Congress (2015-16) – Archive

Anti-Consumer Legislation Summary of anti-consumer legislation anticipated in the 114th Congress. Anti-Regulation Legislation H.R. 185 (Goodlatte), Regulatory Accountability Act (RAA). Consumer opposition letter. H.R. 427 (Young), Regulations from the Executive in Need of Scrutiny Act of 2015 (REINS Act) (H.R. 427). Arbitration Letter opposing Appropriation riders that limit CFPB’s arbitration authority, May 10, 2016 Letter [...]

114th Congress (2015-16) – Archive2019-02-27T12:17:37-05:00

Legislation & Rulemaking

On behalf of our low income clients, NCLC monitors legislation and administrative agency rulemakings and other activities affecting consumers.  See also our Model State Laws. To find out the status of a congressional bill and current co-sponsors, visit www.thomas.gov. Arbitration & Access to Justice  Bank Accounts Bankruptcy Credit cards Foreclosure Medical Debt Mortgage Lending Overdraft [...]

Legislation & Rulemaking2020-02-05T15:26:41-05:00

Model State Laws

Car Sales and Financing Transparent and Consistent Pricing of Motor Vehicle Add-Ons Act, Dec. 2018 Safer Cars at the Point of Sale Act, Dec. 2018 Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9, June 2016 Debt Collection and Debt Settlement What States Can Do: Criminal Justice Debt, Sept. 2019 Model [...]

Model State Laws2019-11-26T14:20:31-05:00


The following rulemakings are outstanding.  Some agencies may accept comments after the deadline.  For completed regulatory comments in a particular subject area, visit the appropriate Issues page or Regulatory Reform and Consumer Financial Protection Bureau. All of the CFPB's requests for comment can be viewed here. All agencies' open rulemakings, and submitted comments, can be [...]


Rulemakings Archive

2017 CFPB Complaints System Dec. 28, 2017 deadline to respond to CFPB's request for comments on Information Collection Plan for Consumer Complaint and Information Collection System and on Consumer Response Intake Form. Consumer comments. Direct Selling Industry Letter to the FTC regarding the Commission's guidance to the multi-level-marketing (MLM) industry, Nov. 3, 2017 Small Business Lending Sept. 14, 2017 [...]

Rulemakings Archive2019-07-29T10:17:10-05:00

Legislative Activities Archive

- 115th Congress (2017-18) - 114th Congress (2015-16) - 113th Congress (2013-2014) - 112th Congress (2011-2012) - 111th Congress (2009-2010)

Legislative Activities Archive2019-07-29T10:16:37-05:00