Legislation & Regulation

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115th Congress (2017-18) – Archive

Access to Justice Group letter strongly opposing H.R. 3487 (diversity jurisdiction); H.R. 6730 (nationwide injunctions); H.R. 6754 (Ninth Circuit re-structuring); and H.R. 6755 (miscellaneous federal court changes), Sept. 12, 2018. Opposition Letter. H.R. 4738, Mutual Fund Litigation Reform Act., Jan. 16, 2018. Opposition letter. Coalition letter to Senate Judiciary Committe​e​ ​opposing weakening​​ ​the legal rights of individuals [...]

115th Congress (2017-18) – Archive2019-02-27T12:18:17-05:00

111th Congress (2009-2010) – Archive

Arbitration Letter supporting H.R. 1020, Arbitration Fairness Act, July 26, 2010 Bank Accounts Comments on the Treasury Department’s proposal to mandate all electronic deposits by 2013, August 16, 2010 Letter in Support of Freedom and Mobility in Consumer Banking Act (Miller), July 27, 2010 Bankruptcy Letter supporting Helping Families Save Their Homes in Bankruptcy Act, [...]

111th Congress (2009-2010) – Archive2019-02-27T12:10:49-05:00

112th Congress (2011-2012) – Archive

Consumer Financial Protection Bureau S. 3468 (Portman), Independent Agency Regulatory Analysis Act – oppose, Sept. 7, 2012 Letter opposing H.R. 1121 (Bachus) and H.R. 1315 (Duffy), which weakens CFPB, May 3, 2011 Credit Reporting Letters expressing concern about the harm to consumers and the preemptive effects of HR 6363 (Renacci), The Credit Access and Inclusion [...]

112th Congress (2011-2012) – Archive2019-02-27T12:15:26-05:00

113th Congress (2013-2014) – Archive

Bank Accounts H.R.3137 (Schakowsky) & S. 1534 (Harkin), Freedom and Mobility in Consumer Banking Act (Support) Consumer Financial Protection Bureau S. 2732 (Toomey),Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2014. Consumer coalition letter in opposition. H.R. 3193 (Duffy), Consumer Financial Protection and Soundness Improvement Act of 2013, a package of bills designed [...]

113th Congress (2013-2014) – Archive2019-02-27T12:16:29-05:00

114th Congress (2015-16) – Archive

Anti-Consumer Legislation Summary of anti-consumer legislation anticipated in the 114th Congress. Anti-Regulation Legislation H.R. 185 (Goodlatte), Regulatory Accountability Act (RAA). Consumer opposition letter. H.R. 427 (Young), Regulations from the Executive in Need of Scrutiny Act of 2015 (REINS Act) (H.R. 427). Arbitration Letter opposing Appropriation riders that limit CFPB’s arbitration authority, May 10, 2016 Letter [...]

114th Congress (2015-16) – Archive2019-02-27T12:17:37-05:00

Send a copy of your comments to Congress!

Members of Congress can pressure a government agency to strengthen or weaken consumer protections, or even whether to proceed with an initiative. After you have submitted your comment to the government agency, use the form below to automatically email it to your U.S. senators and representative. Be sure to edit the first line and to [...]

Send a copy of your comments to Congress!2017-07-06T12:53:30-05:00

Make your voice heard in Congress!

Members of Congress need to hear from you on the issues impacting consumers! Use the form below to automatically email your U.S. senators and representatives. Be sure to edit the first line and to insert your message!

Make your voice heard in Congress!2017-07-06T12:53:30-05:00

Legislation & Rulemaking

On behalf of our low income clients, NCLC monitors legislation and administrative agency rulemakings and other activities affecting consumers.  See also our Model State Laws. To find out the status of a congressional bill and current co-sponsors, visit www.thomas.gov.  Arbitration & Access to Justice  Bank Accounts Bankruptcy Credit cards Foreclosure Medical Debt Mortgage Lending Overdraft [...]

Legislation & Rulemaking2019-01-04T17:32:14-05:00

Model State Laws

Car Sales and Financing Transparent and Consistent Pricing of Motor Vehicle Add-Ons Act, Dec. 2018 Safer Cars at the Point of Sale Act, Dec. 2018 Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9, June 2016 Debt Collection and Debt Settlement Model Family Financial Protection Act, November 2015; What States Can [...]

Model State Laws2019-09-16T10:30:12-05:00

Regulations

The following rulemakings are outstanding.  Some agencies may accept comments after the deadline.  For completed regulatory comments in a particular subject area, visit the appropriate Issues page or Regulatory Reform and Consumer Financial Protection Bureau. All of the CFPB's requests for comment can be viewed here. All agencies' open rulemakings, and submitted comments, can be [...]

Regulations2019-09-16T10:57:28-05:00