Issues

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Consumer Tips: Avoiding Home Improvement Fraud After a Natural Disaster

October 2018  Print in PDF  If your home has been damaged or destroyed by a natural disaster, your home is probably uninhabitable or in need of repairs. You may be anxious to find a trustworthy home improvement company, but be careful who you hire.  Survivors of natural disasters are often targeted by unsavory home improvement [...]

Consumer Tips: Avoiding Home Improvement Fraud After a Natural Disaster2019-03-07T08:38:53-05:00

Consumer Tips: Getting Your Homeowner’s Insurance Money After a Disaster

October 2018 Print in PDF  If your home has been damaged by a natural disaster, homeowner’s insurance can give you the money you need to repair or rebuild your home. But beware! There may be others hoping to profit from your misfortune. Scam artists and unscrupulous home improvement contractors flock to areas affected by natural [...]

Consumer Tips: Getting Your Homeowner’s Insurance Money After a Disaster2019-03-27T08:07:25-05:00

Still No Relief for Massachusetts Consumers Tricked by Competitive Electric Supply Companies

October 2018 Print in PDF  From August 1, 2017 through July 31, 2018, the Massachusetts Department of Public Utilities (DPU) reported receiving approximately 832 complaints about competitive energy supply companies.  Consumers reported aggressive and deceptive marketing practices targeting vulnerable consumers, as well as excessively high electric bills and difficulty cancelling contracts with energy suppliers.  These [...]

Still No Relief for Massachusetts Consumers Tricked by Competitive Electric Supply Companies2019-03-07T08:47:04-05:00

Consumer Tips: Avoiding Home Repair Fraud: Lessons from Hurricane Katrina

Print in PDF  Are you a survivor of a natural disaster? It’s likely that your home is uninhabitable or in need of repairs. Here are some tips to avoid home repair fraud. TIP 1: PREPARATION IS KEY First, assess your situation and prioritize your needs. Consider your financial situation and the resources available to you [...]

Consumer Tips: Avoiding Home Repair Fraud: Lessons from Hurricane Katrina2019-03-07T08:48:05-05:00

Consumer Tips: Weathering the Financial Storm After a Natural Disaster

October 2018 Print in PDF In the aftermath of a natural disaster you may feel overwhelmed with the task of putting your life back in order.  Here are some simple strategies for working with your creditors to rebuild your financial life. PRIORITIZING YOUR DEBT Prioritize which debts to pay first.  A natural disaster will lead [...]

Consumer Tips: Weathering the Financial Storm After a Natural Disaster2019-03-07T08:43:23-05:00

How HUD is Failing to Protect Widows and Widowers of Reverse Mortgage Borrowers

Case Studies and Recommendations  November 2018 Print in PDF  Reverse mortgages are intended to help elders age in their homes.  Yet, across the country, widows and widowers are losing their homes because of HUD’s failure to prevent foreclosures on reverse mortgages their now-deceased spouses previously obtained.  HUD should take immediate action to better inform reverse [...]

How HUD is Failing to Protect Widows and Widowers of Reverse Mortgage Borrowers2019-03-07T08:45:26-05:00

Model Law: Safer Cars at the Point of Sale Act

December 2018 Unsafe cars, whether caused by prior wreck or flood damage, or other causes, are a danger to drivers, passengers, and other road users. Serious flood damage to vehicles is a regular and growing occurrence. In 2017, Hurricanes Irma and Harvey flooded almost one million cars in a two week period. And estimates are [...]

Model Law: Safer Cars at the Point of Sale Act2019-03-07T10:21:44-05:00

The Wrong Tool for the Wrong Purpose

Why the Credit Scoring Provision in the Immigration Public Charge Proposal Is Illogical and Ill-Advised October 2018 Print in PDF  On October 10, 2018, the Department of Homeland Security (DHS) issued a proposed rule that would make it much harder for immigrants to obtain visas (including visas to study or work in the U.S.), to [...]

The Wrong Tool for the Wrong Purpose2019-03-07T13:02:44-05:00

What Should Happen in the Wake of a Natural Disaster?

Model Utility Consumer Protections When Natural Disasters Strike August 2018 Print in PDF Severe hurricanes, floods, mudslides and wildfires can threaten life and property, displace families and devastate communities. Residents in areas experiencing natural disasters may find their homes are not be habitable for long periods of time resulting in temporary to permanent displacement of [...]

What Should Happen in the Wake of a Natural Disaster?2019-03-07T08:50:37-05:00

Gorsuch Opinion in Epic Systems Expresses Openness to Re-examination of Chevron

Yesterday, the Supreme Court held that the Arbitration Act allows employers to enforce mandatory arbitration clauses and bans on class actions in employment contracts. Epic Systems Corp. v. Lewis, 584 U.S. _____, slip op. at 2 (2018). The decision was a defeat for employee class actions, which will be closely scrutinized in the area of [...]

Gorsuch Opinion in Epic Systems Expresses Openness to Re-examination of Chevron2018-05-22T19:12:43-05:00