Issues

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Installment Loan APR Rates in Southern States: Fact Sheets

Alabama: 2-page ($500, $2,000, $10,000 loans), May 2019 Louisiana: 2-page ($500, $2,000, $10,000 loans); 1-page ($500 loan only), May 2019 South Carolina: 2-page ($500, $2,000, $10,000 loans), May 2019 Tennessee: 2-page ($500, $2,000, $10,000 loans); 1-page ($500 loan only), May 2019 Texas: 2-page ($500, $2,000, $10,000 loans); 1-page ($500 loan only), May 2019

Installment Loan APR Rates in Southern States: Fact Sheets2019-05-24T13:40:39-05:00

Student Loans Archive

Report and Briefs Issue Brief: Federal Student Loan Relief after a Disaster: Your Guide to Short-Term and Long-Term Options, January 2018 (1-page Guide to Short-Term Relief with Two Quick Calls) Préstamos Estudiantiles Después de un Desastre Natural: Su Guía Sobre Opciones de Asistencia a Corto y Largo Plazo, Enero 2018 Préstamos Federales Estudiantiles Después de [...]

Student Loans Archive2019-05-16T14:15:56-05:00

For-Profit and Predatory Schools

Policy Analysis Reports & Briefs Issue Paper: Defend the Department of Education’s Borrower Defense Rule (2017) Updated Report: Ensuring Educational Integrity: 10 Steps to Improve State Oversight of For-Profit Schools (2014) Update to Step 2: Protecting Online Education Students (2015) Improving college success for poor students (2014) The Sallie Mae Saga: A Government-Created, Student Debt [...]

For-Profit and Predatory Schools2019-07-11T15:20:16-05:00

Private Student Loans

Policy Analysis Reports & Briefs Report: Going to School on Robo-signing: How to Help Borrowers and Stop the Abuses in Private Student Loan Collection Cases (2014) Report: The Sallie Mae Saga: A Government-Created, Student Debt Fueled Profit Machine (2014) Report: Searching for Relief: Desperate Borrowers and the Growing Student Loan “Debt Relief” Industry (2013) Report: [...]

Private Student Loans2019-06-11T09:35:39-05:00

Federal Student Loans

Policy Analysis Reports & Briefs Report: Inequitable Judgments Examining Race and Federal Student Loan Collection Lawsuits,  April 2019 Press Release; 2-Page Overview Brief: The Dark Side of Payroll Withholding to Repay Student Loans, Feb. 11, 2019 (Press Release) Report: Voices of Despair: Student Borrowers Trapped in Poverty When Government Seizes Their Earned Income Tax Credit [...]

Federal Student Loans2019-07-11T15:20:07-05:00

Commercialized (In)Justice: Consumer Abuses in the Bail and Corrections Industry

This National Consumer Law Center report examines the growing problem of consumer abuses by private companies profiting from the U.S. criminal legal system and mass incarceration, disproportionately affecting people of color and low-income people, and makes recommendations for reform. Report (PDF) Executive Summary (PDF) Key Findings Key Recommendations Flow chart/Infographic: The Private Criminal Legal System [...]

Commercialized (In)Justice: Consumer Abuses in the Bail and Corrections Industry2019-04-30T15:38:34-05:00

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC

This National Consumer Law Center report analyzes 620,800 debt collection complaints from all 50 states, the District of Columbia, and Puerto Rico about debt collection practices collected by the Federal Trade Commission for 2017. The data sheds light on consumer experiences with debt collection and can guide enforcement of the law or highlight areas where [...]

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC2019-03-05T15:26:39-05:00

Debt Collection Fact Sheets

Racial Disparities in Consumer Debt Collection and (Infographic) Servicemembers, Veterans, and Debt Collection and (Infographic) Older Consumers and Debt Collection and (Infographic) Medical Debt Collection and (Infographic) Student Debt Collection and (Infographic)  Pervasiveness of Consumer Debt Collection Debt Buyers and Debt Collection National and State Debt Collection Data National Debt Collection in the States and D.C. [...]

Debt Collection Fact Sheets2019-07-15T15:14:50-05:00

The Wrong Tool for the Wrong Purpose

Why the Credit Scoring Provision in the Immigration Public Charge Proposal Is Illogical and Ill-Advised October 2018 Print in PDF  On October 10, 2018, the Department of Homeland Security (DHS) issued a proposed rule that would make it much harder for immigrants to obtain visas (including visas to study or work in the U.S.), to [...]

The Wrong Tool for the Wrong Purpose2019-03-07T13:02:44-05:00