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Issues

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Covid-19 State Foreclosure Moratoriums and Stays

State Covid-19 related housing actions March 27, 2020 The following are summaries of actions certain states have taken in response to the Covid-19 crisis to limit home foreclosures. The list may not be complete, as state and local governments continue to adopt new emergency measures at a fast pace. Consumers and their advocates should carefully [...]

Covid-19 State Foreclosure Moratoriums and Stays2020-03-27T13:59:14-05:00

High-Cost Rent-a-Bank Loan Watch List

High-Cost Rent-a-Bank Loan Watch List Interest rate limits are the simplest and most effective protection against predatory lending. Since the time of the American Revolution, states have limited interest rates to protect their residents. American voters strongly support interest rate caps. At least 45 states and the District of Columbia (DC) cap rates on at [...]

High-Cost Rent-a-Bank Loan Watch List2020-03-26T15:43:56-05:00

Rent-a-Bank Loans

🧐 Predatory Rent-a-Bank Loan Watch List by State🧐 Policy Briefs & Fact Sheets Brief: FDIC/OCC Proposal Would Encourage Rent-a-Bank Predatory Lending, December 2019 Fact Sheet: Stop Payday Lenders Rent-a-Bank Schemes, November 2019 Op-eds & Media Hits Op-Ed: Rent-a-bank schemes trample voters' and states' rights by Lauren Saunders, Feb. 8, 2018 Comments & Testimony Testimony of [...]

Rent-a-Bank Loans2020-03-17T15:39:21-05:00

Medical Debt

Fair Debt Collection The leading treatise on the FDCPA, the statute that dramatically alters how collection agencies, debt buyers and attorneys collect consumer debts. Subscribe Now! Model Statutes || Policy Analysis || Webinars  Model Statutes What States Can Do to Help Consumers: Medical Debt, April 2019 Model Medical Debt Protection Act, September 2019 Policy Analysis Policy Briefs, [...]

Medical Debt2020-02-12T09:55:35-05:00