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Issues

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Medical Debt

Fair Debt Collection The leading treatise on the FDCPA, the statute that dramatically alters how collection agencies, debt buyers and attorneys collect consumer debts. Subscribe Now! Model Statutes || Policy Analysis || Webinars  Model Statutes What States Can Do to Help Consumers: Medical Debt, April 2019 Model Medical Debt Protection Act, September 2019 Policy Analysis Policy Briefs, [...]

Medical Debt2020-01-21T15:00:13-05:00

Broken Records Redux: How Errors by Criminal Background Check Companies Continue to Harm Consumers Seeking Jobs and Housing

Mistakes on criminal background check reports continue to cause many thousands of people to be denied jobs and housing and skirt federal law (Fair Credit Reporting Act). Federal and state government and the courts each have a role in improving the accuracy of background checks. Published December 9, 2019 National [...]

Broken Records Redux: How Errors by Criminal Background Check Companies Continue to Harm Consumers Seeking Jobs and Housing2019-12-09T14:34:03-05:00

Still No Fresh Start 2019: How States Still Let Debt Collectors Push Families into Poverty

Millions of families have still not recovered from the Great Recession of 2008, and the astronomic growth of the debt buyer and collection industries makes them increasingly vulnerable to seizure of essential wages and property to pay their oldest debts.  NCLC surveys the exemption laws of the 50 states, the District of Columbia, Puerto [...]

Still No Fresh Start 2019: How States Still Let Debt Collectors Push Families into Poverty2019-11-12T10:36:41-05:00