/Svetlana Ladan

About Svetlana Ladan

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So far Svetlana Ladan has created 18 blog entries.


2020-05-06T10:38:01-05:00May 6, 2020|Categories: Predatory Mortgage Origination & Lending|

FDIC’s New Mortgage Appraisal Rule Ignores Lessons of Great Recession, Aug. 2019 Letter to CFPB re a federal banking agency proposal to increase the threshold below which lenders are excused from obtaining an appraisal for residential mortgage lending, Feb. 2019 Comments to the Federal Reserve Board: Truth in Lending Interim Final Rule on Appraisal Independence [...]

COVID-19 & Consumer Protections

2020-07-02T14:35:40-05:00March 16, 2020|Categories: Special Projects|

The COVID-19 pandemic is creating upheaval in people’s lives, especially the most vulnerable, and NCLC is working with allies, government officials, and businesses, to help. This list of resources, which will be updated as new information is available, is a guide to help families navigate their financial lives during these turbulent times. It also includes [...]

Rent-a-Bank Loans

2020-07-02T14:38:52-05:00February 20, 2020|Categories: High Cost Small Loans|

Predatory Rent-a-Bank Loan Watch List by State Policy Briefs & Fact Sheets Brief: FDIC/OCC Proposal Would Encourage Rent-a-Bank Predatory Lending, December 2019 Fact Sheet: Stop Payday Lenders Rent-a-Bank Schemes, November 2019 Op-eds & Media Hits Op-Ed: Rent-a-bank schemes trample voters' and states' rights by Lauren Saunders, Feb. 8, 2018 Comments & Testimony Testimony of Lauren [...]

Medical Debt

2020-05-21T10:43:40-05:00January 15, 2020|Categories: Issues|

Fair Debt Collection The leading treatise on the FDCPA, the statute that dramatically alters how collection agencies, debt buyers and attorneys collect consumer debts. Subscribe Now! Model Statutes || Policy Analysis || Webinars  Model Statutes What States Can Do to Help Consumers: Medical Debt, April 2019 Model Medical Debt Protection Act, September 2019 Policy Analysis Policy Briefs, [...]

Campaign for the Future

2020-01-28T15:47:57-05:00January 2, 2020|Categories: About Us|

NCLC’s vision is for a nation in which economic opportunity is available to all. The Campaign for the Future will transform NCLC into a stronger and more sophisticated consumer rights and economic justice advocacy organization—the kind of organization needed to achieve our vision. Over the past year, NCLC has engaged our Board, Partners Council, [...]

Video: Visionaries Profile

2019-11-26T10:16:48-05:00November 26, 2019|Categories: About Us|

The work of the National Consumer Law Center (NCLC) and its network is profiled in the 23rd season of Visionaries, the award-winning public television series hosted by acclaimed actor Sam Waterston of Grace and Frankie, and formerly of The Newsroom and Law & Order. The episode, now being shown on PBS stations across the country, [...]

2020-06-02T14:06:18-05:00August 2, 2019|Categories: Take Action|

Congress passed legislation to stop some unwanted robocalls, but critical measures must be taken by the FCC. Last year, Congress passed the Pallone-Thune TRACED Act, officially putting telemarketers, scammers, and debt collectors on notice. Now, it is more important than ever that the FCC hear from consumers like you who are still being abused by [...]

CFPB’s Proposed Debt Collection Rule: Briefing and Action Items

2019-06-17T09:18:28-05:00June 4, 2019|Categories: Other Webinars|

June 19th 2-3PM (ET) The Consumer Financial Protection Bureau has published its Proposed Debt Collection Rule in the Federal Register and comments are due August 19. Join us on June 19, 20192:00-3:00PM (ET) for a Briefing and Strategy Session co-sponsored by the National Consumer Law Center and Americans for Financial Reform. We will discuss what [...]