Stephen Rouzer, Author at National Consumer Law Center

Consumer and Civil Rights Groups Strongly Oppose FDIC Rent-a-Bank Payday Proposal that Would Sidestep State Interest Rate Caps

FOR IMMEDIATE RELEASE: February 5, 2020 National Consumer Law Center and Center for Responsible Lending Experts to Testify in Rent-a-Bank Hearing before U.S. House Today at 10am ET Washington, D.C. – Eleven national consumer and civil-rights groups submitted a comment letter late yesterday to the Federal Deposit Insurance Corporation (FDIC) strongly opposing the federal banking [...]

Consumer and Civil Rights Groups Strongly Oppose FDIC Rent-a-Bank Payday Proposal that Would Sidestep State Interest Rate CapsStephen Rouzer2020-02-05T15:38:08-05:00

Issue Brief: Stop Payday Lenders’ Rent-a-Bank Schemes, November 2019

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Issue Brief: Stop Payday Lenders’ Rent-a-Bank Schemes, November 2019Stephen Rouzer2020-02-03T09:55:44-05:00

Are Robot Calls Robocalls?

Prolific robocaller Yodel Technologies seeks exemption for making over 77 million unwanted and illegal telemarketing calls using AI and prerecorded voice messages. WASHINGTON - Yodel Technologies (Yodel) seeks to escape liability by petitioning the Federal Communications Commission (FCC) for an exemption for its “robot calls.” Using its “soundboard” technology to mimic a consumer’s interaction with [...]

Are Robot Calls Robocalls? Stephen Rouzer2019-10-22T15:43:19-05:00

Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access Law

WASHINGTON - On Thursday, the Consumer Data Industry Association (CDIA) sued the State of New Jersey over its new law requiring credit reports to be provided in Spanish and 10 other languages, claiming the law is preempted and a violation of the First Amendment. CDIA is a trade association for the credit reporting industry, the [...]

Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access LawStephen Rouzer2020-01-17T13:04:14-05:00

The CFPB Should Protect Consumers, Not Abusive Debt Collectors

The Consumer Financial Protection Bureau has proposed a debt collection rule that does more to protect abusive collectors than consumers. Urge the CFPB to strengthen the rule to protect consumers from harassment, abuse, and deception by debt collectors, including collection attorneys, and to ensure that consumers receive important information about their rights. Actions You Can [...]

The CFPB Should Protect Consumers, Not Abusive Debt CollectorsStephen Rouzer2019-09-19T13:44:52-05:00

Racial Justice and Equal Economic Opportunity Archives

Credit & Economic Opportunity Policy Analysis Policy Briefs, Reports & Press Releases Report: Time to Stop Racing Cars: The Role of Race and Ethnicity in Buying and Using a Car, April 2019 (2-Page Overview) Press Release Policy Brief: Past Imperfect: How Credit Scores and Other Analytics "Bake In" and Perpetuate Past Discrimination, May, 2016 Policy [...]

Racial Justice and Equal Economic Opportunity ArchivesStephen Rouzer2020-01-28T12:59:07-05:00