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About Stephen Rouzer

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So far Stephen Rouzer has created 34 blog entries.

Advocates Applaud Maine Legislature’s Passage of  Bill to Protect Basic Necessities from Garnishment by Debt Collectors

2021-07-01T13:56:25-05:00July 1, 2021|Categories: Media Center|

Consumer advocates applaud the passage of LD 737, An Act To Increase the Value of Property Exempt from Attachment and Execution. The bill expands minimum protections of basic needs from garnishment by debt collectors. In addition to expanding protections for family homes and vehicles, the bill provides protection for up to $3,000 in consumers’ bank [...]

Over Two Dozen Consumer Groups Urge DOE’s Granholm to Immediately Act on Long Overdue, Legally Required, Efficiency Standard for Lighting Products

2021-06-28T14:16:01-05:00June 28, 2021|Categories: Media Center|

Inefficient Light Bulbs Already Sold in 2021 Will Needlessly Cost Consumers $1.8 Billion in Lost Utility Savings Washington, D.C. – Last week, the Consumer Federation of America (CFA), the National Consumer Law Center (NCLC), and 24 consumer groups from across the country urged U.S. Department of Energy (DOE) Secretary Granholm to implement the efficiency standard [...]

Advocates Push for Increased Enforcement and Later Rule Sunset to Prevent Improper Foreclosures as the CFPB Issues Final Servicing Rule

2021-06-28T13:32:02-05:00June 28, 2021|Categories: Media Center|

Washington, D.C. - Today, the Consumer Financial Protection Bureau (Bureau) released its final rule under the Real Estate Settlement Procedures Act (RESPA) related to helping homeowners impacted by the COVID-19 pandemic. The rule contains important consumer protections to help stave off unnecessary foreclosures, but the time period for the rule’s foreclosure protections should be extended [...]

Property Assessed Clean Energy (PACE) Loans Archive

2021-06-14T11:22:40-05:00June 14, 2021|Categories: Archive|

Policy Analysis Press Releases, Reports & Issue Briefs Issue brief: Residential Property Assessed Clean Energy (PACE) Loans: The Perils of Easy Money for Clean Energy Improvements, Sept. 2017 There has been a sharp increase in homeowner problems with PACE loans. The laudable goal of improving home energy efficiency is being overshadowed by the lack of [...]

Reverse Mortgages Archive

2021-06-14T11:11:28-05:00June 14, 2021|Categories: Archive|

Policy Briefs, Reports & Press Releases Press release: National Consumer Law Center Advocates Urge HUD to Take Immediate Action to Reduce Foreclosures on Widows and Widowers of Reverse Mortgage Borrowers, November 27, 2018 Issue brief:  How HUD is Failing to Protect Widows and Widowers of Reverse Mortgage Borrowers: Case Studies and Recommendations, November 2018 Issue brief: Assisting Homeowners [...]

General Mortgage Servicing Policy Analysis Archive

2021-06-14T10:46:08-05:00June 14, 2021|Categories: Archive|

Testimony and Comments Letter from Coalition Regarding Standards for Attorney General and Federal Agency Settlement with Mortgage Servicers, August 24, 2011 Comments on Credit Risk Retention by National Consumer Law Center and National Association of Consumer Advocates to the U.S. Department of Treasury, August 1, 2011 Bank Agency Settlement Statements Make No Meaningful Progress Towards National Servicing [...]

Disaster Relief & Consumer Protections Archive

2021-06-09T10:01:31-05:00June 9, 2021|Categories: Archive|

Housing & Mortgages Advocate Materials Consumer Organization Comments to HUD on the FHA Disaster Standalone Partial Claim and Additional Disaster Relief Issues, Sept. 14, 2018 Comments to HUD regarding changes to the loan modification programs for victims of natural disasters, September 27, 2019; Press release, September 4, 2019 Op-ed by National Consumer Law Center staff attorney Alys [...]

Rent-a-Bank Loans Archive

2021-06-28T12:43:53-05:00June 8, 2021|Categories: Archive|

Policy Briefs & Fact Sheets Brief: FDIC/OCC Proposal Would Encourage Rent-a-Bank Predatory Lending, December 2019 Fact Sheet: Stop Payday Lenders Rent-a-Bank Schemes, November 2019 Op-eds & Media Hits Op-ed: Congress Must Overturn OCC’s ‘Fake Lender’ Rule: Payday Lenders Benefit, Consumers Lose by Lauren Saunders and Lisa Stiffler, April 22, 2021 Op-Ed: Rent-a-bank schemes trample voters' [...]

Michael Jones, Finance Manager

2021-06-07T10:29:06-05:00June 7, 2021|Categories: About Us|

As the National Consumer Law Center's finance manager. Michael Jones works closely with the chief financial officer, staff accountant, and finance associate to manage day-to-day accounting operations. Previously, he was assistant controller at Campbell Conroy & O'Neil, and served in the Peace Corps in Namibia as a math teacher from 2009-2011 and a volunteer leader in 2012. [...]

LDF and NCLC Urge DeKalb County, Georgia, to Delay Lifting Water Disconnection Moratorium, Implement Stronger Protections Against Shutoffs

2021-05-26T08:36:37-05:00May 26, 2021|Categories: Media Center|

Today, the NAACP Legal Defense and Educational Fund, Inc. (LDF) and the National Consumer Law Center (NCLC) sent a joint letter to Michael Thurmond, Chief Executive Officer of DeKalb County, Georgia, in response to the County’s recent announcement that it will lift its water disconnection moratorium and resume disconnections on July 1, 2021. In the [...]