/Stephen Rouzer

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So far Stephen Rouzer has created 9 blog entries.
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Trump Administration’s plan to pause student loan payments is woefully insufficient

FOR IMMEDIATE RELEASE: March 20, 2020 National Consumer Law Center Contact: Jan Kruse at jkruse@nclc.org BOSTON―Today, advocates warn that the plan announced by the U.S. Secretary of Education Betsy DeVos to allow borrowers with federally held student loans the option to suspend their payments falls far short of what is needed in this national crisis. [...]

Trump Administration’s plan to pause student loan payments is woefully insufficient2020-03-23T13:13:05-05:00

High-Cost Rent-a-Bank Loan Watch List

High-Cost Rent-a-Bank Loan Watch List Interest rate limits are the simplest and most effective protection against predatory lending. Since the time of the American Revolution, states have limited interest rates to protect their residents. American voters strongly support interest rate caps. At least 45 states and the District of Columbia (DC) cap rates on at [...]

High-Cost Rent-a-Bank Loan Watch List2020-03-31T12:16:48-05:00

West Virginia to Adopt Used Car Donor Tax Credit Program, Incentivizing Donation of Reliable and Affordable Vehicles

FOR IMMEDIATE RELEASE: March 2, 2020 Good News Mountaineer Garage contact: Ron Wiles (goodnews.ron@gmail.com) or (304) 680-7140; National Consumer Law Center contacts: Margot Saunders (msaunders@nclc.org), Stephen Rouzer (srouzer@nclc.org) or (202) 595-7847 This afternoon, the West Virginia state senate unanimously approved HB 4969, Creating a Used Car Donor Tax Credit Program to incentivize the donation and [...]

West Virginia to Adopt Used Car Donor Tax Credit Program, Incentivizing Donation of Reliable and Affordable Vehicles2020-03-02T14:43:49-05:00

Consumer and Civil Rights Groups Strongly Oppose FDIC Rent-a-Bank Payday Proposal that Would Sidestep State Interest Rate Caps

FOR IMMEDIATE RELEASE: February 5, 2020 National Consumer Law Center and Center for Responsible Lending Experts to Testify in Rent-a-Bank Hearing before U.S. House Today at 10am ET Washington, D.C. – Eleven national consumer and civil-rights groups submitted a comment letter late yesterday to the Federal Deposit Insurance Corporation (FDIC) strongly opposing the federal banking [...]

Consumer and Civil Rights Groups Strongly Oppose FDIC Rent-a-Bank Payday Proposal that Would Sidestep State Interest Rate Caps2020-02-05T15:38:08-05:00

Are Robot Calls Robocalls? 

Prolific robocaller Yodel Technologies seeks exemption for making over 77 million unwanted and illegal telemarketing calls using AI and prerecorded voice messages. WASHINGTON - Yodel Technologies (Yodel) seeks to escape liability by petitioning the Federal Communications Commission (FCC) for an exemption for its “robot calls.” Using its “soundboard” technology to mimic a consumer’s interaction with [...]

Are Robot Calls Robocalls? 2019-10-22T15:43:19-05:00

Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access Law

WASHINGTON - On Thursday, the Consumer Data Industry Association (CDIA) sued the State of New Jersey over its new law requiring credit reports to be provided in Spanish and 10 other languages, claiming the law is preempted and a violation of the First Amendment. CDIA is a trade association for the credit reporting industry, the [...]

Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access Law2020-01-17T13:04:14-05:00

The CFPB Should Protect Consumers, Not Abusive Debt Collectors

The Consumer Financial Protection Bureau has proposed a debt collection rule that does more to protect abusive collectors than consumers. Urge the CFPB to strengthen the rule to protect consumers from harassment, abuse, and deception by debt collectors, including collection attorneys, and to ensure that consumers receive important information about their rights. Actions You Can [...]

The CFPB Should Protect Consumers, Not Abusive Debt Collectors2019-09-19T13:44:52-05:00

Racial Justice and Equal Economic Opportunity Archives

Credit & Economic Opportunity Policy Analysis Policy Briefs, Reports & Press Releases Report: Time to Stop Racing Cars: The Role of Race and Ethnicity in Buying and Using a Car, April 2019 (2-Page Overview) Press Release Policy Brief: Past Imperfect: How Credit Scores and Other Analytics "Bake In" and Perpetuate Past Discrimination, May, 2016 Policy [...]

Racial Justice and Equal Economic Opportunity Archives2020-01-28T12:59:07-05:00