Director, Division of Consumer and Community Affairs, Federal Reserve Board (1998 – 2004). Attorney, Assistant Director, and Associate Director, Division of Consumer and Community Affairs, Federal Reserve Board. Presiding Officer, Bank Holding Act Application Hearings, Federal Reserve Board. Author of numerous articles. Witness providing testimony before Congressional Committees, on behalf of the Federal Reserve Board. Member, American Statistical Society. Member, American Bar Association. University of Texas (Austin) and Georgetown University Law Center. Appointed to the Board in 2008.