States, counties, and local governments can help protect immigrants, their families, and communities from financial exploitation and other consumer abuses.
Read More about What States & Local Governments Can Do to Support Immigrants' Financial Stability
On behalf of the clients and communities we represent, wrote to strongly oppose theDepartment of Treasury system of records notice (“SORN”) published on February 4, 2026. Because it is overbroad and imprecise, the SORN represents a significant and unwarrantedinvasion of individual privacy by the federal government. This baseless violation of privacywould extend even to individuals…
Read More about Letter to Treasury Regarding the Privacy Act; System of Records Notice (SORN)
NCLC Director of Consumer Reporting and Data Advocacy Chi Chi Wu, submitted testimony in support of a Massachusetts bill to ban the use of credit reports and scores for tenants who have a government rent subsidy.
Read More about Support for Massachusetts Fair Chance in Housing Act
Letter from 45 consumer, economic justice, privacy, and advocacy groups in response to House Financial Services Committee request for feedback on current federal consumer financial data privacy law and potential legislative proposals. The letter urges changes to the Gramm Leach Bliley Act (GLBA) that:
Seventy (70) organizations, led by NCLC, sent this letter opposing S.1465, the Credit Access and Inclusion Act. This legislation is touted as helping “credit invisible consumers” by adding rent and utility payment information to their credit reports. However, the actual intent of the bill is to preempt state and other federal laws that protect consumer…
Read More about Letter from 70 Groups Opposing S.1465, Credit Access and Inclusion Act
The rental housing crisis continues to squeeze working families. Contributing to these struggles is the use of tenant screening reports, which typically combine information about eviction filings, criminal records, and credit history. These reports often contain significant systemic errors and problems, such as This Policy Brief offers solutions as to what states can do to…
Read More about What States Can Do to Regulate Tenant Screening
The housing crisis for low- and moderate-income renters continues. The new Administration’s actions, such as potential cuts to staff and programs at the Department of Housing and Urban Development, will likely exacerbate it. These developments add to the existing challenges of a severe shortage of affordable, decent housing; spiking rent increases; and abuses by corporate…
Read More about 2025 Consumer Reform Priorities to Protect Tenants
Report discusses state and local laws addressing rental housing junk fees and provides recommendations to protect renters.
This companion report to Too Damn High focuses on steps that state and local governments and advocates can take to address junk fees.
Read More about "What the Heck, Dude!": How States Can Fight Rental Housing Junk Fees
This is a petition urging the CFPB to open a rulemaking under the Equal Credit Opportunity Act (ECOA) to define residential real estate leases as “credit” and landlords as “creditors” under the ECOA for two limited purposes:
Civil rights groups signed on to this letter to the House Energy and Commerce Committee urging them to postpone the mark up on the American Privacy Rights Act (APRA) until the civil rights protections and algorithmic auditing provisions are added back in.
