After the Trump administration's all-out assault on equity, civil rights, racial justice, and the rule of law, new forms of digital discrimination, amplified by artificial intelligence, will flourish.
Read More about Urgent Action Needed to Preserve Racial Equity and Economic Justice
NCLC will pursue common-sense regulatory and legislative reforms to ensure fairness, fight fraud, and protect consumers in 2025.
In this issue brief, we debunk certain myths about the barriers to small-dollar mortgage lending and set out recommendations for meaningful progress.
Read More about Myths and Facts About Ways to Increase Small Dollar Mortgage Lending
A significant number of Americans have attempted to become homeowners through “rent-to-own” transactions – either a land contract or a lease with option to buy. Often, these contracts are built to fail. In this issue brief, we provide policy recommendations to prevent harmful practices and incentivize success.
Consumer protection laws apply to incarcerated people. But because of incarcerated people’s limited and highly regulated contact with the outside world, they struggle to report consumer problems such as identity theft and fraud, as well as abusive practices perpetrated by the private companies that they must rely on for essential services and goods within correctional…
Read More about Captive Concerns: Incarcerated People Face Obstacles to Reporting Consumer Abuses
Property tax systems can foster sustainable homeownership, be fair and reasonable for property owners, and still provide the revenue needed for quality public services.
Read More about Reforming Property Tax Foreclosure Laws to Promote Sustainable Homeownership
