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While we identify several ways in which FEMA services could be improved, we urge the Council to retain FEMA’s role and to work to increase its efficiency; moving to a state block-grant model will only further undermine efficient disaster response and recovery at a time when natural disasters are increasing. FEMA remains a lifeline to…
Read More about Comment to FEMA Review Council on Heirs Property and Extreme Heat
The use of artificial intelligence in housing and consumer credit, banking and other critical financial transactions may lead to unlawful discrimination in violation of consumer protection, fair lending and civil rights laws. An Action Plan must guard against the systemic risks posed to consumers by the deployment of AI systems with the capacity to make…
Read More about Comments on the Development of an Artificial Intelligence (AI) Action Plan
To Leaders Thune and Schumer, Speaker Johnson, and Leader Jeffries: We, the 1,573 undersigned national, state, and local organizations, write to oppose efforts by the Department of Government Efficiency (DOGE) and Secretary Scott Turner to terminate at least half of all employees at the U.S. Department of Housing and Urban Development (HUD). This is a…
Read More about Coalition Letter to Congressional Leadership Opposing HUD Staffing Cuts
NCLC submitted comments, co-authored by the Prison Policy Initiative and Stephen Raher, in response to the Bureau of Prisons’ (“BOP”) Supplemental Notice of Proposed Rulemaking (“SNPR”) on the Inmate Financial Responsibility Program (“IFRP”). The IFRP is a nominally voluntary program in federal prisons that is intended to encourage incarcerated people to pay off outstanding government-imposed…
The Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and the Board of Governors of the Federal Reserve (the Federal Reserve) should continue to support the fair housing regulations under their jurisdiction as they implement important areas of fair housing and fair lending law. These agencies are also urged to…
This RESPA comment, with three appendices, generally supports and provides detailed feedback on the Bureau’s proposals to streamline loss mitigation procedures and to expand language access in mortgage servicing. It shares results of two related NCLC surveys of advocates and also supports providing stronger protections for successors in interest and for those with “zombie” second…