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Comments Urging FCC to Retain Regulations Protecting Incarcerated People and Their Families' Access to Affordable Communications
The Federal Communications Commission (FCC) sought public comment on its proposed changes to regulations of Incarcerated People’s Communications Services (IPCS). These regulations apply to all state and federal prisons, local jails, and immigration detention centers. They were promulgated to protect incarcerated people and their loved ones from having to pay exorbitant amounts to stay in…
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Local Solutions to Protect Heirs Property Owners from Property Tax Foreclosure
Heirs property owners are at an elevated risk of losing their home to property tax foreclosure. These owners of inherited homes are disproportionately likely to be older adults living and people of color. Targeted policy solutions can make a significant difference in reducing the rate of property tax foreclosure on heirs property, preventing housing instability…
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Massachusetts Voters Overwhelmingly Support Passage of the Road to Opportunity Act
Polling Finds Broad, Bipartisan Support for Ending Debt-Based Driving Restrictions
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As MLK Day Approaches, HUD Takes Steps to Reduce Access to Housing
Proposed Rule Change Would Condone Discrimination in Housing
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MarketWatch: It’s been illegal to make women have a man co-sign their loans since the ’70s. Now the Trump administration could change that.
Appearing in MarketWatch on December 17, 2025, Aarthi Swaminathan interviews NCLC Senior Attorney Jeremiah Battle, Jr. for coverage of proposed changes to a rule barring banks from discriminating against certain borrowers that advocates say are ‘alarming,’ and a ‘step backwards.’ “This rule would invite discrimination to persist in the credit market and create barriers to…
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Trump Administration Proposal to Gut ECOA Would Resurrect Lending Hurdles for Women, Black People, Veterans, and Native Americans
Proposed Rule Would Decimate Fair Lending Protections and Make Buying a Car or Home Harder
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Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B Proposed Rule
The Consumer Financial Protection Bureau’s proposed rule under Regulation B runs counter to Congress’s intent when it passed the Equal Credit Opportunity Act. By removing disparate impact liability, severely narrowing the definition of discouragement, and over-regulating special purpose credit programs, the propose rule would represent a major step backwards in our civil rights regulatory framework.…
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Smith et al. v. Aramark Corporation et al.
This class action lawsuit challenges Aramark’s food services scheme to unfairly profit off incarcerated consumers and their families. The complaint alleges that Aramark, the exclusive provider of food services, exploits its position of control over its captive consumer market by failing to provide incarcerated people with adequate mandated daily meals services, so they and their families are driven to purchase food from Aramark-owned vendors.
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Request for Information on Regulatory Reform on Artificial Intelligence
Comments in response to the Office of Science Technology and Policy (OSTP) September 26, 2025 Request for Information on Regulatory Reform on Artificial Intelligence (AI). Comments call for a strong national AI regulatory framework that incorporates civil rights, establishes a risk-based approach to AI regulation, and promotes AI research and development. Comments strongly oppose the…
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What States Can Do To Protect Heirs From Disaster Displacement
Disasters can create devastating housing and financial insecurity for working families. Owners of inherited family homes have a greater need and reduced access to vital disaster assistance funds. Inherited homes are more likely to be older and in physically inadequate conditions, increasing the likelihood that they will suffer damage in a disaster. Nearly one-third of…
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Underserved Mortgage Markets Coalition Letter to FHFA Urging Preservation of Fair Lending Rule
UMMC is a coalition of more than 40 organizations committed to expanding access to affordable and sustainable homeownership and housing opportunities through Fannie Mae and Freddie Mac (the Enterprises). We work to ensure that the Enterprises fulfill their purpose to support access to mortgage credit throughout the country, including underserved housing markets, safely and soundly.…