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NCLC Launches New Video Series for Student Loan Borrowers

July 1, 2025

Videos explain borrowers’ repayment options as rapid changes in policy, funding create confusion.

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3.5 Million Older Americans Have Over $125 Billion in Student Loans

September 19, 2024

NCLC and New America Foundation Identify Policy Solutions to Reduce the Impact of Student Debt on Older Adults

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Student Loan Toolkit Helps Borrowers Manage Repayment

June 6, 2024

The Student Loan Toolkit explains the basics of the student loan system, how to assess your own student loan situation, and your options for managing your student loan debt.

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Business Insider: How private lenders have left millions of college students with no hope for the future

August 21, 2023

Originally appearing in Business Insider on Aug. 21, 2023, Ayelet Sheffey talks to Anna Anderson about one of the more common and innocuous-sounding actions a borrower might take — bringing on a cosigner. While cosigners are necessary to help out borrowers who may not be able to afford the terms of their loan on their…

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New Resources for Student Loan Borrowers

June 22, 2023

Revised StudentLoanBorrowerAssistance.org Provides Resources for Consumers, Reporters BOSTON – In anticipation of an announcement from the U.S. Supreme Court concerning the fate of President Biden’s student debt cancellation plan, the National Consumer Law Center’s Student Loan Borrower Assistance project has launched a newly updated, consumer-facing website with resources and advice for borrowers and for media…

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Student Loan Repayment Rights

August 2, 2018

The federal government has extraordinary powers to collect federal student loans if borrowers don’t pay. This article explains consumer rights to cancel, reduce, or delay federal student loan payments. Also covered are ways to get out of default short of paying past due amounts, how to respond to the government’s collection methods, and rights concerning private student loans.

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Students and Consumer Groups Sue Biden Administration for Failing to Rule on State AG Group Borrower Defense Claims

April 26, 2022

April 26, 2022 New lawsuit calls attention to languishing Borrower Defense group applications WASHINGTON – Today, Student Defense, the Project on Predatory Student Lending, and the National Consumer Law Center filed a lawsuit against U.S. Education Secretary Miguel Cardona and the Department of Education on behalf of student loan borrowers with unresolved Borrower Defense to…

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The System is Still Broken: 115+ Organizations Renew Push for Overdue Reforms to Income-Driven Repayment (IDR)

April 7, 2022

April 7, 2022 The System is Still Broken: 115+ Organizations Renew Push for the Biden Administration to Aid Millions of Student Loan Borrowers with Overdue Reforms to Income-Driven Repayment (IDR) IDR program has failed borrowers worse than previously known to the public, organizations contend, calling on the Education Secretary to fulfill broken promises WASHINGTON —…

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Advocates Support Extension of Student Loan Payment Pause and Praise Removal of Loans from Punitive Default System

April 6, 2022

April 6, 2022 WASHINGTON – Today, in response to the Department of Education’s announcement that it will extend the student loan payment pause through August 31 and that it will remove federal student borrowers from default and give them a fresh start in repayment when the pause ends, Abby Shafroth, interim director of the National…

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Report: Survey of State Student Protection Funds that Help Students Harmed by Higher Education Fraud

January 14, 2021

FOR IMMEDIATE RELEASE: January 14, 2021 Download the full report, a map, charts on state student protection funds (SPFs), and a SPF evaluation checklist for advocates and legislators at: http://bit.ly/state-tuition-fraud-info Boston – When a college education is cut short by a school closure or a school engages in fraud, the students and their families suffer…

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New NCLC, CRL Report Proposes Roadmap for Student Borrowers to Survive the COVID Debt Crisis

November 23, 2020

FOR IMMEDIATE RELEASE: November 23, 2020 WASHINGTON, D.C. – Today, the Center for Responsible Lending (CRL) and the National Consumer Law Center (NCLC) released a policy report illustrating a path out of the student debt crisis and proposing solutions for a more equitable and efficient higher education system. Road to Relief: Supporting Federal Student Loan…

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Report: Student Loan Borrowers Teetering on the Edge of Catastrophe after Having Tax Refunds Seized

July 15, 2020

FOR IMMEDIATE RELEASE: JULY 15, 2020 Congress Must Act to Stop Snatching of Earned Income Tax Credits Boston – This Tax Day, the National Consumer Law Center (NCLC) has released Voices of Despair: How Seizing the EITC Is Leaving Student Loan Borrowers Homeless and Hopeless During a Pandemic. The updated report builds on a 2018…

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