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Comments Regarding DC Experimental Rate Class for Senior Citizens and Residents with Disabilities
These are comments in support of the continuation of an energy bill credit for seniors and residents with disabilities who are above the low-income utility assistance eligibility cut-off, but still need utility bill assistance. The DC PSC had automatically enrolled seniors and residents with disabilities that were receiving tax relief under another city program into…
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Gout v. Unison Agreement Corp. et al.
Patricia Gout, on behalf of herself and all others similarly situated v. Unison Agreement Corp., Unison Investment Management, LLC, and Real Estate Equity Exchange, Inc., CGC-25-629062 (Cal. Super. Ct.) This class action complaint seeks relief for California borrowers against predatory mortgage lender Unison Agreement Corp. and its affiliates. The case asserts that the defendants dupe…
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Next Avenue: Are Social Security Benefits Safe for Older Adults Struggling with Student Debt?
Appearing in Next Avenue on June 23, 2025, and sponsored by the RRF Foundation for Aging, this op-ed by Abby Shafroth, managing director of advocacy at NCLC, discusses the Administration’s plans to collect student loan debt have collided with concerns about reducing Social Security benefits and pushing older adults into poverty. “Rather than just another…
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Next Avenue: House Payments that Don’t Retire
Appearing in Next Avenue on June 9, 2025, Chris Farrell interviews NCLC Senior Attorney Odette Williamson for coverage of how more people are borrowing more money to buy more expensive homes, making it hard to pay off mortgages before retirement. “What we’re seeing is that people are cashing out the equity in their homes to…
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Disability and Consumer Rights Organizations Express Concerns about Cuts to Medicaid and the ACA
Disability, elder, consumer rights and other organizations express concerns regarding cuts to Medicaid and the ACA under the One Big Beautiful Bill Act.
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Consortium for Constituents with Disabilities Letter to SNAP Authorizing Committees
This is a sign on letter of CCD members in opposition to proposed cuts to SNAP in the Budget Reconciliation bill. The letter points out the people with disabilities are significantly more likely to experience food insecurity. The proposals being considered cut SNAP benefits, kick millions of people off the program and reduces the amount…
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Inside Philanthropy: Inside the RRF Foundation for Aging’s Fight for Older Americans
Appearing in Inside Philanthropy on May 5, 2025, Wendy Paris discusses NCLC’s work to advocate for changes in policies around student loan debt and medical debt held by older adults. NCLC also fought for a change to how medical debt is reported, and won.
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What States Can Do to Help Consumers: Medicaid Estate Recovery
Medicaid plays a crucial role in ensuring that millions of working-class, aging, and disabled individuals can receive necessary long-term services and supports (LTSS) in their own homes and communities. Federal policy, however, forces state Medicaid programs to pursue recovery of LTSS costs accrued at age 55 and older from the estates of deceased beneficiaries, often…
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Marketplace: The weight of carrying debt in old age
Airing on Marketplace Radio on April 7, 2025, Chris Farrell and Meredith Garretson Morbey interview NCLC Senior Attorney Odette Williamson for coverage of rising debt among older adults debt and how that’s pushing more households into the ranks of the financially precarious. “We’ve seen an uptick in debt, including mortgage debt, among older adults for a…
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Repay or Die Trying: Proposal to Eliminate Income-Driven Repayment (IDR) Plans Threatens to Swell Ranks of Older Adults Struggling with Student Debt
More than 13 million people rely on Income-Driven Repayment (IDR) plans to repay their federal student loans. IDR plans provide borrowers who cannot afford standard, fixed payments with an alternative way to repay based on their income and family size and to become student debt-free by making up to 25 years of payments.
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Joint Comments to CMS on Medicare Current Beneficiary Survey
NCLC filed comments with Justice in Aging and Community Catalyst to HHS to help better understanding the impact of medical debt on older adults. The comments support the addition of medical debt questions on the CMS Medicare Current Beneficiary Survey (MCBS), an annual survey of people covered by Medicare to better understand their health care…
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