Follow-up Letter to FHA Regarding ML 2023-03
This letter follows up on the joint August 24, 2023 letter to HUD on partial claim eligibility.
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Joint Industry and Advocacy Letter to VA on Refund Program
NCLC joined with mortgage industry trade associations to urge VA to create a public process for commenting on their program to provide assistance to VA borrowers.
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NCLC Petition for Reg X Rulemaking on HELOCs, Reverse Mortgages, Language Access, and Manufactured Housing
The National Consumer Law Center urges the Bureau to modify the mortgage servicing rules in Regulation X, 12 C.F.R. Part 1024, to provide consistent, fair, and transparent protections to borrowers across the mortgage market. NCLC requests that the Bureau remove the HELOC exemption from Regulation X sub-part C; remove the reverse mortgage exemption from Regulation…
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Joint Letter to HUD Regarding Partial Claim Eligibility
This letter asks HUD to expand eligibility requirements for the partial claim to borrowers who have quickly recovered from their hardship.
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Letter to FHFA Director Sandra Thompson from Underserved Mortgage Markets Coalition
The Underserved Mortgage Markets Coalition (UMMC) represents 30 national affordable housing organizations which are firmly committed to working with FHFA and the GSEs to increase affordable housing of all types in underserved markets. The coalition offers these policy recommendations to allow the GSEs to increase affordable housing opportunities and further the public’s understanding of their…
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Coalition Letter in Support of HUD's Proposed Payment Supplement Partial Claim Program
The letter, joined by sixty-three non-profit organizations, supports HUD’s proposed Payment Supplement Partial Claim program as a necessary innovation to provide FHA-insured borrowers who have fallen behind on their loans with the payment relief needed to help them avoid foreclosure.