Written Testimony in Support of Connecticut HB 5127
This testimony supports Connecticut bill HB 5127, An Act Concerning Medical Credit Cards.
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Testimony to the Council of the District of Columbia Committee on Health B26-0438 Medical Debt Mitigation Amendment Act of 2025 Position: Support
The Medical Debt Mitigation Amendment Act of 2025, B26-0438, will reduce the burden of medical debt for families in the District of Columbia. B26-0438 expands access to hospital financial assistance for low-income families, limits credit reporting of medical debt, establishes protections against wage garnishment and home liens, and caps interest rates to 3% on medical…
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Memorandum of Support for NY Consumer Debt Uniformity Act (S.5546/ A.57A)
The National Consumer Law Center supports the Consumer Debt Uniformity Act (CDUA), which would expand the protections already in place for consumers in lawsuits involving consumer credit transactions to apply to other types of consumer debt, including medical, rental, and student loan debt.
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Testimony Supporting Bill to End Colorado's Practice of Charging Medical Copays to People in Prison
NCLC submitted testimony to the Colorado Senate Judiciary Committee in support of HB25-1026, “Repeal Copayment for Department of Corrections Inmate Health Care.” People incarcerated in jails and prisons throughout the United States are routinely charged fees and costs for medical care that are inconsistent with their lack of financial means. When people can’t afford to…
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Testimony in Support of HB 268 (Maryland)
Testimony in support of HB 268, which creates consistent guidelines and discounts for patients seeking to access financial assistance, expands eligibility for financial hardship assistance, prohibits reporting hospital medical debt to credit reporting agencies, and bans hospital lawsuits for medical debt of $500 or less in Maryland.
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Testimony in Support of HB 673 (Maryland)
By prohibiting health care providers from seeking liens against patients' homes, House Bill 673 would go a long way toward providing relief from one of the most harmful medical debt collection practices and recognizing how vital housing stability and homeownership is to economic security and physical health.
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Testimony in Support of Delaware Medical Debt Protection Act
This proposed legislation in Delaware would prohibit the use of civil arrest warrants, foreclosures, wage garnishment in the collection of medical debt. The bill would cap interest that could be charged on medical debt, prohibit credit reporting of medical debts less than one year old, and would create rules for affordable payment plans.
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Chi Chi Wu's Testimony in Support of Excluding Medical Debt Information from Consumer Reports (Colorado)
The bill HB23-1126 would prohibit the reporting of medical debt information by consumer reporting agencies (CRAs). It would also inform consumers about their rights by requiring debt collectors to notify consumers with medical debt that such debt can no longer be included on credit reports, with narrow exceptions. Medical debt information in consumer reports (also…
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Testimony in Support of House Bill 3076
Medical debt is one of the most prevalent types of consumer debt. 13% of Oregon residents inpredominantly white zip codes have one or more medical debts in collection on their creditreports, increasing to 15% for residents of predominantly non-white zip codes. Among U.S.consumers, 52% of collection items on credit reports are for medical debts. Medical…