California AG Rob Bonta, Senator Limón Unveil Legislation to Protect Consumers Against Medical Debt
Senate Bill 1061 seeks to protect consumers from having their credit ruined by prohibiting medical debt from being reported on credit reports.
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Senate Bill 1061 seeks to protect consumers from having their credit ruined by prohibiting medical debt from being reported on credit reports.
The Model Medical Debt Protection Act, now in its third edition, is a tool for advocates who are working to protect consumers who are burdened with medical debt in their states. The model act provides suggested language to improve state health care financial assistance laws, and to strengthen medical debt collection consumer protections.
Appearing in NPR on March 1, 2024, Noam Levy interviews Chi Chi Wu on the CFPB’s efforts to penalize medical debt collectors, issue stern warnings to health care providers and lenders that target patients, and publish reams of reports on how the health care system is undermining the financial security of Americans. “The fact that…
Read More about NPR: Why a financial regulator is going after health care debt
By prohibiting health care providers from seeking liens against patients' homes, House Bill 673 would go a long way toward providing relief from one of the most harmful medical debt collection practices and recognizing how vital housing stability and homeownership is to economic security and physical health.
This is a comment responding to the FTC’s proposed junk fee rule from organizations focusing on health and consumer protection issues, including medical debt, disability rights, health equity, and economic justice. The comment focuses on the application of the proposed rule to “facility fees,” which are charges that ostensibly cover the operational expenses of hospitals.…
Read More about Healthcare and Consumer Groups Comments on Facility Fee Junk Fees
Appearing in American Banker on Jan. 23, 2024, a letter to the editor by NCLC Senior Attorney Chi Chi Wu takes on claims the Consumer Financial Protection Bureau (CFPB) is overstepping its authority by banning medical debt from credit reports. “Banning medical debts from credit reports will allow consumers to access credit more affordably, qualify…