PRICE Act Letter to Appropriators
This letter to House and Senate Appropriations Committees urges them to fund the recently passed PRICE Act, passed as part of the ROAD Act, and to oppose any rescissions of previous appropriations.
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Comments Regarding RIN 2590-AB64, Enterprise Duty to Serve Underserved Markets Proposed Rule
This comment letter urges the Federal Housing Finance Agency (FHFA) not to repeal the specific requirements that it imposed on the Government Sponsored Enterprises to better serve the manufactured housing market. These requirements include certain minimum lease protections for homeowners in manufactured home communities. The comment letter also addresses many other aspects of the FHFA’s…
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Letter to Fannie Mae Regarding Changes to Duty To Serve Plan
This letter from the Underserved Mortgage Markets Coalition to Fannie Mae raises concerns regarding several changes to the Duty to Serve plan, including rollbacks on strong rules for Manufactured Home Communities lending, and also recognizes several improvements to the plan.
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National Coalition Letter Supporting the PRICE Act
The letter supports inclusion of the PRICE Act in the Congressional housing legislative package. The PRICE Act would establish a permanent program to provide federal funding for key manufactured home community infrastructure.
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Letter to U.S. House In Support of PRICE Act
This letter urges the House leadership to include the PRICE Act in the larger homeownership bill package under consideration. The PRICE Act formally authorizes PRICE, a manufactured housing community revitalization program, at the U.S. Department of Housing and Urban Development (HUD), which would involve competitive grants to state and local government and manufactured home communities…
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Manufactured Housing Testimony Before House Financial Services Committee
This testimony by Mountain State Justice (and to which NCLC signed on) discusses challenges faced by homeowners with manufactured homes regarding financing and community conditions and it provides federal policy recommendations.
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Settlement Approved for Residents of North Carolina Mobile Home Park
The settlement resolves the class action challenge to the “rent-to-own” scheme perpetuated by the owners of the mobile home park.
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Model Manufactured Home Community Stability and Preservation Act
This guide is a resource for anyone interested in promoting resident purchase opportunities through state policy.
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NCLC Petition for Reg X Rulemaking on HELOCs, Reverse Mortgages, Language Access, and Manufactured Housing
The National Consumer Law Center urges the Bureau to modify the mortgage servicing rules in Regulation X, 12 C.F.R. Part 1024, to provide consistent, fair, and transparent protections to borrowers across the mortgage market. NCLC requests that the Bureau remove the HELOC exemption from Regulation X sub-part C; remove the reverse mortgage exemption from Regulation…
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Digital Library: 28 Consumer Rights to Request Information, Company Record Retention Requirements
A new article sets out 28 obligations of creditors, collectors, and merchants to provide information to consumers upon request or to retain consumer records for several years.
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AP News: "Mobile home park residents form co-ops to save their homes"
Originally appearing in the Associated Press on April 8, 2023, Claire Rush quotes Carolyn Carter in a story about mobile home park residents worried their largely Latino community would be bulldozed that decided to form a cooperative and buy their park. The country’s roughly 43,000 mobile home communities are home to 22 million people, according…
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Testimony Before the Connecticut General Assembly Regarding Raised Bill No. 988
Resident ownership of manufactured housing communities brings enormous advantages, both for the residents and for the community at large. When residents own the land on which their homes sit, they – and the community at large — know that their homes are secure. The danger of closure of the park, leaving hundreds of families without…
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