Resources for advocates include free NCLC articles, links to relevant NCLC treatise material, pleadings and discovery, case documents and opinions.
Read More about Digital Library: Home Equity "Investment" (HEI) Loans Practice Suite
To protect homeowners, states can classify HEI loans as mortgages subject to consumer protections, require caps on the maximum repayment amount, and mandate counseling for borrowers.
Read More about What States Can Do to Protect Homeowners from Home Equity "Investment" Loans
This overview provides a list of common consumer problems coupled with state-based policy solutions.
Read More about Overview: What States Can Do To Help Struggling Consumers
The time has come for policymakers to protect homeowners from the risks this product poses and those who may abuse it. HEI loans are really just another form of mortgage and should be regulated like other forms of mortgage credit.
Resident ownership of manufactured home communities is a proven strategy with profound benefits.
Read More about Policy Guide: First Steps Toward a Resident Purchase Opportunity
