Student Loan Toolkit
The Student Loan Toolkit explains the basics of the student loan system, how to assess your own student loan situation, and your options for managing your student loan debt.
Search Results
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New Federal Student Loan Servicing Contracts, New Promises: Will it Make a Difference for Borrowers?
We acknowledge that USDS represents an improved servicing environment for borrowers and offer recommendations to ensure a successful transition to the USDS servicing environment.
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Examining the States’ Role in Protecting Online College Students from Predatory Practices
This report provides background on the states’ role as student consumer protector and a brief history of the federal government’s fraught efforts to regulate state authorization for distance education. We call on policymakers to keep in mind the states’ role as student consumer protector in state authorization and reciprocity rulemaking, particularly with respect to distance…
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Collection At All Costs: Examining the Intersection of Mass Incarceration and the Student Debt Crisis
The collateral consequences of ending up on the wrong side of America’s criminal legal system are increasingly recognized as wide-ranging and harmful. Incarceration or even simply a criminal record can limit nearly every aspect of a person’s life even after their sentence ends, interfering with the ability to keep or get a job and support…
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Report: Road to Relief - Supporting Federal Student Loan Borrowers During the Covid-19 Crisis and Beyond
Even before COVID-19, student loan borrowers struggled under the weight of more than $1.6 trillion in debt. One in four borrowers was in default or serious delinquency, and many worried about their ability to make student loan payments while covering other basic needs. Because of decades of structural inequities and discrimination, student loans have burdened…
