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Legal assistance groups that provide free legal assistance to low-income people submitted these group comments in response to the Department of Education’s proposal to implement changes made by the One Big Beautiful Bill Act (“OBBB”) to rules governing federal student loan repayment, deferrals related to economic hardship and unemployment, and rehabilitation of student loans out…
NCLC filed comments with Treasury in response to proposed amendments to federal debt collection regulations. Comments raised concerns about the need for additional protections to ensure actual notice when creditor agencies provide notices electronically and concerns about overly loose matching criteria, potentially leading to Treasury offsets affecting the incorrect consumer. They also explained the need…
Read More about Comments to the Treasury about Proposed Federal Debt Collection Regulations
The National Consumer Law Center, on behalf of its low-income clients, submits this comment in response to the Department of Education’s announcement of intent to establish two negotiated rulemaking committees (RISE and AHEAD) to make changes to federal student aid programs authorized under Title IV of the Higher Education Act (HEA) of 1965, as amended.…
NCLC, on behalf of its low-income clients, writes to urge the Department to renew the Total and Permanent Disability (TPD) discharge data matching agreement with the Social Security Administration (SSA) and to bring to its attention complaints we have received from disabled Americans and their representatives regarding the TPD application process.
Read More about Letter to FSA Regarding Total and Permanent Disability (TPD) Discharge Program
NCLC supports Rep. Correa’s Student Loan Bankruptcy Improvement Act, which would give a meaningful opportunity for financially distressed Americans to discharge student loan debts in bankruptcy by changing the standard used by courts in handling requests for discharge.
Read More about NCLC Supports Rep. Correa's Student Loan Bankruptcy Improvement Act.
NCLC provided the U.S. Department of Education with these comments on the new proposed form for student loan borrowers to use to request to enroll in income-driven repayment plans. NCLC’s recommended several changes to help ensure that the process of enrolling and remaining in IDR plans is as smooth and accessible as possible to all…
Read More about Comments on Income-Driven Repayment Application
More than 170 organizations urge Congress to invest in our nation’s workforce by fully funding the Pell Grant program and rejecting any proposed eligibility cuts. More than seven million students across the nation rely on Pell Grants to pay for college. Any program or eligibility cuts would increase costs for families and significantly reduce college…
Read More about Organizations Urge Congress Not To Cut Pell Grants
NCLC submitted this comment to the U.S. Department of Education in response to its request for comments regarding its intent to engage in rulemaking to change the regulations governing the income-driven repayment (IDR) and Public Service Loan Forgiveness (PSLF) programs for federal student loans. NCLC urged the Department to reconsider the timing of the proposed…
This large coalition letter requests that Members of Congress protect higher education and student loan borrower funding during the reconciliation process.
This letter from a large coalition of organizations that support college access and affordability for students from low-income families urges Congress to shore up funding for the Pell Grant program and protect students from the harmful effects of a funding shortfall. In January, the Congressional Budget Office (CBO) released new supplemental projections for the Pell…
Read More about Coalition Letter Urging Congress to Protect Pell Grants from Cuts
This letter, signed by NCLC and other national organizations with expertise in college access, affordability, and the federal student aid program, expresses opposition to any reconciliation legislation that diverts essential educational resources to other policy areas. As explained in the letter, this short-sighted approach would diminish access to quality postsecondary education, increase the cost for…
These comments, submitted on behalf of organizations across the country that provide freelegal assistance to low-income people, address the U.S. Department of Education’s proposed rules to clarify the use of the Secretary’s longstanding authority to grant a waiver of some or all of the outstanding balance on a federal student loan based on financial hardship.…
Read More about Legal Aid Comments on Proposed Rules on Financial Hardship-based Student Debt Relief