A new article sets out 28 obligations of creditors, collectors, and merchants to provide information to consumers upon request or to retain consumer records for several years.
Originally appearing in Bloomberg Law on April 26, 2023, Evan Weinberger quotes Andrea Bopp Stark in coverage of the Consumer Financial Protection Bureau’s advisory opinion on zombie second mortgages at the Fair Debt Collection Practices Act (FDCPA). “When there are no statements and there’s no notice, they don’t get that information and they can’t make…
Read More about Bloomberg Law: "CFPB Warns Debt Collectors on Time-Barred 'Zombie' Mortgages
NCLC and CLICC are proud sponsors of AB 1119 (Wicks), a bill to ensure that no one is imprisoned because they owe consumer debt. While debtors' prisons are banned in every state by constitution, statute, or judicial decision, in reality they live on because a court may issue an arrest warrant for someone who did not make it to court in a debt collection matter.
In an op-ed originally appearing in Colorado Politics on March 14, 2024, Carolyn Carter and David Seligman discuss Colorado’s consumer protection laws that, for too long, have lagged behind other states.
SUPPORT Immediate Passage of H.1107/S.629 An Act relative to fairness in debt collection – Lead Sponsors: Senator Eldridge, Representatives Nguyen & Barber The DCFA will keep more money in the pockets of working people struggling to pay rent and put food on the table, while still allowing the collection industry to collect debts. This is…
Read More about Why We Need the Debt Collection Fairness Act (DCFA) (H.1107/S.629)
Season 9, Episode 3 of the An Arm and a Leg podcast, airing on Mar. 2, 2023, and co-produced by Kaiser Health News, features April Kuehnhoff with advice on filing a dispute with a debt collector.
