NCLC’s amicus brief supports the appeal of an ED Virginia case holding that it’s accurate and lawful under the FCRA for a consumer reporting agency (CRA) to report sealed or expunged records. The brief explains how the modern background screening industry aggregates public-record data, why sealed and expunged records continue to appear on consumer reports,…
New NCLC Report Reveals Hidden Risks and Costs of Predatory PropTech Products
Read More about Security Deposit Alternative Products are Hurting Tenant Financial Security
States, counties, and local governments can help protect immigrants, their families, and communities from financial exploitation and other consumer abuses.
Read More about What States & Local Governments Can Do to Support Immigrants' Financial Stability
Appearing in The New York Times on March, 21, 2026, Jill Terreri Ramos talks to Sarah B. Mancini, managing director of advocacy at NCLC, about how renting a home until you have enough money to buy it might look like an attractive option, but there are traps everywhere. “Tenants in a lease-option may spend more…
Read More about The New York Times: What’s the Deal With Rent-to-Buy Home Contracts?
The proposed rule, which seeks to eliminate the Department of Housing and Urban Development’s (HUD) disparate impact regulation, will significantly undermine HUD’s enforcement of the Fair Housing Act’s protections against unlawful discrimination, and make it easier for lenders, landlords and other housing providers to evade the law. Victims of discrimination and the advocates and fair…
Read More about Comments to HUD on Their Disparate Impact Proposed Rule
This article discusses what RUBS billing is, what makes RUBS billing different, and how it may be worse for tenants than other types of utility billing.
Advocates Say Company Exploits Families With Low Credit Scores and Puts Them at Risk of Eviction
Amid Affordability Crisis, Nation’s Largest Property Management Company Accused of Obscuring True Cost of Monthly Rent and Fees
Report updates state and local efforts to address rental housing junk fees and provides recommendations to protect tenants.
Read More about Report Shows States Stepping up to Fight Rental Housing Junk Fees
H.B. 2967 would eliminate harmful application fees. The bill is easy for both prospective tenants and landlords to understand, which has the added benefit of making enforcement more straightforward. And, critically, it would make the difficult search for rental housing more affordable and allow applicants to put their money toward their actual rent payments.
Final Rule Will Only Protect Consumers from Junk Fees Attached to Live Event Tickets and Hotel Stays
Read More about FTC Rule Stops Short of Protecting Tenants from Junk Fees in Rental Housing
NCLC will pursue common-sense regulatory and legislative reforms to ensure fairness, fight fraud, and protect consumers in 2025.
