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Comments on Tenant Screening Request for Information by FTC and CFPB

May 30, 2023

Landlords in the United States almost always engage in some form of screening for rental applicants. Each of the components of tenant screening reports is highly problematic and also creates a disparate impact on Black and Latino renters. The manner in which the components are combined to generate scores or recommendations, and then used by landlords, is also harmful to renters.

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Comments to the FTC-CFPB Tenant Screening Request for Information Submitted with the Center for Survivor Agency and Justice

May 30, 2023

The National Consumer Law Center, on behalf of its low-income clients, joined the Center for Survivor Agency and Justice in submitting comments to the CFPB and FTC on tenant screening practices that specifically harm survivors of intimate partner violence.

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Consumer Group Comments Supporting CFPB Proposal for $8 Credit Card Late Fees

May 3, 2023

The National Consumer Law Center (NCLC) (on behalf of its low-income clients), Americans for Financial Reform Education Fund, American Economic Liberties Project, Consumer Action, Consumer Federation of America, Demand Progress Education Fund, Local Initiatives Support Corporation (LISC), National Community Reinvestment Coalition, and Tzedek DC submitted comments in response to the Consumer Financial Protection Bureau’s (CFPB…

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NCLC-CFA Comments in Response to CFPB Request for Information Regarding the Consumer Credit Card Market

April 24, 2023

The National Consumer Law Center (on behalf of our low-income clients) and Consumer Federation of America submitted comments to the CFPB’s 2023 Request for Information (RFI) Regarding the Consumer Credit Card Market. These comments focus on the following topics: A. Deferred Interest. It is way past time for the CFPB to eliminate deferred interest, which…

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Comments to the CFPB Regarding Registry of Supervised Nonbanks That Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections

April 3, 2023

The undersigned organizations support and applaud the Consumer Financial Protection Bureau’s (CFPB) proposed rulemaking to increase transparency in financial services, to the great benefit of American consumers. This rule would create a registry system for nonbank financial firms, requiring them to publicly report terms and conditions, such as forced arbitration, that have been commonly weaponized…

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Group Comments of 65 Consumer Organizations on Registry of Supervised Nonbanks That Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections

April 3, 2023

The undersigned organizations support and applaud the Consumer Financial Protection Bureau’s (CFPB) proposed rulemaking to increase transparency in financial services, to the great benefit of American consumers. This rule would create a registry system for nonbank financial firms, requiring them to publicly report terms and conditions, such as forced arbitration, that have been commonly weaponized…

Read More about Group Comments of 65 Consumer Organizations on Registry of Supervised Nonbanks That Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections

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Comments on Tenant Screening Request for Information by FTC and CFPB

Comments to the FTC-CFPB Tenant Screening Request for Information Submitted with the Center for Survivor Agency and Justice

Consumer Group Comments Supporting CFPB Proposal for $8 Credit Card Late Fees

NCLC-CFA Comments in Response to CFPB Request for Information Regarding the Consumer Credit Card Market

Comments to the CFPB Regarding Registry of Supervised Nonbanks That Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections

Group Comments of 65 Consumer Organizations on Registry of Supervised Nonbanks That Use Form Contracts to Impose Terms and Conditions That Seek to Waive or Limit Consumer Legal Protections