Fighting Junk Fees
Consumers pay tens and maybe even hundreds of billions of dollars a year in junk fees. Here are highlights of NCLC’s work to bring an end to them.
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Consumers pay tens and maybe even hundreds of billions of dollars a year in junk fees. Here are highlights of NCLC’s work to bring an end to them.
Advocates praised action taken by the CFPB to stop credit card lenders from raking in billions of dollars from excessive late fees.
The President’s emergency order shows that irresponsible data brokers aren’t just a threat to consumers, they’re a threat to national security.
Effective January 23, 2024, two new CFPB advisory opinions clarify several critical Fair Credit Reporting Act (FCRA) issues and should facilitate private FCRA litigation. The first addresses accuracy issues in background check reports used by most employers and landlords. The second addresses problems consumers face when seeking complete disclosure of their credit reports. A new…
Read More about Digital Library: Two New CFPB Advisory Opinions Facilitate Private FCRA Litigation
Advocates praise CFPB proposed rule to stop banks from extracting tens of billions of dollars from financially insecure account holders in the form of overdraft fees.
Read More about CFPB Proposes Rule to Limit Harmful Overdraft Fees
New guidance addresses inaccurate background check reports and sloppy practices in providing workers and renters with copies of their reports.