Consumer Financial Protection Bureau Moves to Protect Credit Reporting Companies from Consumers’ Complaints
Potential Changes Would Make It Harder for People to Get Credit Reporting Problems Fixed
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Trump Administration Proposal to Gut ECOA Would Resurrect Lending Hurdles for Women, Black People, Veterans, and Native Americans
Proposed Rule Would Decimate Fair Lending Protections and Make Buying a Car or Home Harder
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Digital Library: What the CFPB’s Recent FCRA Preemption Guidance Gets Wrong
This article provides an overview of FCRA preemption, discusses why the new 2025 interpretive rule is wrong, and provides suggestions for state policy advocates on how to “preemption proof” their state laws.
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CFPB Must Supervise Auto Finance, Debt Collection, Credit Reporting, and International Remittance Industries
Rigorous Supervision Is Needed to Protect People from Financial Abuse
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Circuit Court Allows Mass Firings at Consumer Agency
Split Panel Decision Allows Hundreds of Positions to be Eliminated at Already Weakened CFPB, But May be Subject to Review by Full Court
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Digital Library: The Latest on Keeping Medical Debt Out of Credit Reports
This article brings readers up to date on the latest developments on litigation involving the CFPB rule, new state legislation, and how consumers should respond to the voluntary actions by the big three.
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Proposed Rule Limiting Uses of Civil Penalty Fund Feeds Lies about the CFPB
Fund Compensates Victims of Companies that Hide Assets After Breaking the Law WASHINGTON – A proposal by the Consumer Financial Protection Bureau (CFPB) to limit the permissible uses of the Consumer Financial Civil Penalty Fund may signal a plan to stop compensating victims of companies that violate the law and then say they have no…
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Low-Income Communities Hit Hard as Senate Passes Brutal Reconciliation Bill
Serious Harms Await Working People as Senators Slash Healthcare and Consumer Protections to Boost Billionaires
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Consumer Laws Unaffected by CFPB’s Withdrawal of Guidance
New NCLC Article Analyzes Impact of the CFPB’s Withdrawal of 67 Guidance Documents
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Digital Library: Continued Vitality of 67 Withdrawn CFPB Guidance Documents
On May 12, 2025, the CFPB withdrew 67 of its guidance documents—8 policy statements, 7 interpretative rules, 13 advisory opinions, and 39 other guidance documents. See 90 Fed. Reg. 20,084 (May 12, 2025). Many of these guidance documents have significant utility in consumer litigation involving the FDCPA, FCRA, TILA, ECOA, state UDAP statutes, and other consumer credit laws. Moreover, these…
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Court Grants Consumer Groups Authority to Defend CFPB Rule to Remove Medical Debt from Credit Reports
Consumers and Groups Allowed to Defend Protections for People Harmed by Medical Debt as CFPB Abandons Rule
