Debt Collection Fairness Act 2024
SUPPORT Immediate Passage of H.D.2405/S.D.1209, An Act relative to fairness in debt collection
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State Policy Resources: Consumer Debt Collection
This resource compiles a variety of materials that are relevant to consumer advocates working on policy reforms related to the collection of unsecured consumer debts (credit card debts, medical debt, etc.).
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Comparing APRs on Small Loan Alternatives
Consumers who wish to borrow small amounts of money may have several options. Comparing them can be difficult, especially since consumers do not always get annual percentage rate (APR) disclosures. The APR is an important price comparison tool, providing an apples-to-apples rate comparison for borrowing the same amount of money for the same amount of…
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Fact Sheet: State Annual Percentage Rate (APR) Caps for $500, $2,000, and $10,000 Installment Loans
A summary of the U.S. states that cap the maximum annual percentage rate (APR) on small - to mid-size installment loans.
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2025 Consumer Protection Federal Priorities
NCLC will pursue common-sense regulatory and legislative reforms to ensure fairness, fight fraud, and protect consumers in 2025.
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Rooftop Solar: Consumer Protection Recommendations
This issue brief lists some of the reported problems and consumer risks of rooftop solar agreements and provides policy recommendations to address these concerns for all consumers.
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