The National Consumer Law Center and the United Church of Christ Media Justice Ministry produced a new State Digital Justice Advocacy Toolkit that contains resources to help frontline groups that are working to provide broadband and communication assistance to incarcerated people, people with disabilities, low-income households, veterans, aging and rural populations, people facing language barriers,…
Steps the Federal Government Can Take in 2023 to Advance Racial Equity and Strengthen Consumer Protections Emerging from the pandemic families of color are trying to regain their financial footing amid rising inflation and increasing costs for housing and other necessities. Families face new challenges as government programs and supports end and resources are curtailed.…
Read More about No Rolling Back the Clock: Roadmap for an Equitable Economic Recovery in 2023
To address the racial and economic inequality that the pandemic and soaring inflation have made so apparent, we need to pursue common-sense reforms that are rooted in basic fairness, fight fraud, and protect consumers in 2023. ACCESS TO JUSTICE: Restore Our Day in Court Our justice system should be open to all. Stop fine-print forced…
Credit scores reflect dramatic and troubling disparities by race, due to a multitude of factors explored in this brief, including the racial wealth gap, decades of redlining and housing segregation, historical and present-day employment discrimination, and racially biased criminal justice practices.
Read More about No Silver Bullet: Using Alternative Data for Financial Inclusion and Racial Justice
After racial justice protests and Black Lives Matter activism last summer, advocates and policymakers have proposed a number of programs for lessening the yawning racial disparities in Black-white homeownership and wealth. These include proposals for downpayment assistance, homeownership counseling, and special lending programs for Black borrowers. The latter are referred to as “special purpose credit…
