Much is at stake for low-income consumers, people of color, LGBTQ+ individuals, and people with disabilities as pivotal agencies and programs are decimated by the current administration.
Read More about Urgent Action Needed to Preserve Racial Equity and Economic Justice
States policymakers are on the front lines in seeing and addressing the problems that people face in making ends meet. Below is a list of common consumer problems coupled with state-based policy solutions and links to more in depth resources. ACCESS TO JUSTICE BANKING CARS COERCED DEBT CREDIT REPORTS CRIMINAL JUSTICE DEBT COLLECTION ENERGY INSECURITY…
Read More about What States Can Do To Help Struggling Consumers
NCLC will pursue common-sense regulatory and legislative reforms to ensure fairness, fight fraud, and protect consumers in 2025.
A new fact sheet from NCLC and the New America Foundation examines the problem and provides policy solutions to protect the financial security of older adults with student loan debt.
Read More about The Growing Impact of Student Loan Debt on Older Adults
In this issue brief, we debunk certain myths about the barriers to small-dollar mortgage lending and set out recommendations for meaningful progress.
Read More about Myths and Facts About Ways to Increase Small Dollar Mortgage Lending
A significant number of Americans have attempted to become homeowners through “rent-to-own” transactions – either a land contract or a lease with option to buy. Often, these contracts are built to fail. In this issue brief, we provide policy recommendations to prevent harmful practices and incentivize success.
