Debt Collectors are Emptying Families’ Bank Accounts
Weak State Exemption Laws Exacerbate Affordability Crisis, Expand Racial Wealth Gap
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Digital Library: FDCPA: 2025 in Review
This article examines the most significant 2025 Fair Debt Collection Practices Act (FDCPA) developments.
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USA Today: States advance medical debt protections as federal support fades
Appearing in USA Today and KFF Health News on December 19, 2025, Rae Ellen Bichell interviews NCLC Director of Consumer Reporting and Data Advocacy Chi Chi Wu for coverage of how lawmakers in several states are working to expand medical debt protections for patients, even after the Trump administration reversed course and told states they…
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Report: No States Fully Protect Families from Wage and Asset Seizures as Debt Levels Soar
On State Report Cards, Georgia, Indiana, Kentucky, Michigan, Mississippi, Missouri, New Jersey, Utah, and Wyoming Get Fs; No State Receives an A
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Trump Administration Tries to Block State Safeguards from Damaging Medical Debt on Credit Reports
The guidance comes as millions face 100 to 300 percent increases in medical insurance premiums due to the expiration of Affordable Care Act tax credits.
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Coerced Debt Complicates Domestic Violence Recovery
Nationwide survey highlights impact of coerced debt on credit reports, financial security.
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USA Today: Debt complaints are surging. Here's the sobering reason.
Appearing in USA Today on Oct. 9, 2025, Daniel de Vise interviews NCLC Senior Attorney April Kuehnhoff for coverage of how and why debt collection complaints are on the rise. “Overwhelmingly, the most common complaint over time has been attempting to collect a debt that’s not owed.” April Kuehnhoff, a senior attorney at the National…
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Bloomberg Law: Senators to Weigh Raising Chapter 13 Debt Limits for Consumers
Appearing in Bloomberg Law on September 2, 2025, Angelica Serrano-Roman interviews NCLC Senior Attorney John Rao about how the Senate is expected to consider raising Chapter 13 debt limits—a move that practitioners say would ease pressure on consumers from housing costs and student loans. A regular consumer won’t opt for liquidation or Chapter 11 —…
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Digital Library: The Latest on Keeping Medical Debt Out of Credit Reports
This article brings readers up to date on the latest developments on litigation involving the CFPB rule, new state legislation, and how consumers should respond to the voluntary actions by the big three.
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Congress Sends President Bill That Will Deepen Poverty and Hurt Working Families
Deep Cuts to Consumer Protection, Health Care, and Food Assistance to Fund Tax Cuts for the Ultrawealthy
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Bloomberg Law: CFPB Pullback Shrinks Bankrupt Student Loan Borrowers’ Options
Appearing in Bloomberg Law on June 27, 2025, Angelica Serrano-Roman, Evan Weinberger, and Alex Wolf talk to John Rao, senior attorney at NCLC, about how bankrupt student loan borrowers subjected to illegal debt collection efforts have fewer options after the Consumer Financial Protection Bureau’s retrenchment under the Trump administration. “The dismissal of the cases is…
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Low-Income Communities Hit Hard as Senate Passes Brutal Reconciliation Bill
Serious Harms Await Working People as Senators Slash Healthcare and Consumer Protections to Boost Billionaires
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