The National Consumer Law Center supports the Consumer Debt Uniformity Act (CDUA), which would expand the protections already in place for consumers in lawsuits involving consumer credit transactions to apply to other types of consumer debt, including medical, rental, and student loan debt.
Read More about Memorandum of Support for NY Consumer Debt Uniformity Act (S.5546/ A.57A)
Medicaid plays a crucial role in ensuring that millions of working-class, aging, and disabled individuals can receive necessary long-term services and supports (LTSS) in their own homes and communities. Federal policy, however, forces state Medicaid programs to pursue recovery of LTSS costs accrued at age 55 and older from the estates of deceased beneficiaries, often…
Read More about What States Can Do to Help Consumers: Medicaid Estate Recovery
The housing crisis for low- and moderate-income renters continues. The new Administration’s actions, such as potential cuts to staff and programs at the Department of Housing and Urban Development, will likely exacerbate it. These developments add to the existing challenges of a severe shortage of affordable, decent housing; spiking rent increases; and abuses by corporate…
Read More about 2025 Consumer Reform Priorities to Protect Tenants
Medical debt harms tens of millions of consumers, with nearly 1 in 6 Americans contacted by a debt collector over a healthcare bill, and 21% of residents in mainly nonwhite zip codes with at least one medical debt in collection on their credit reports.
Read More about What States Can Do to Help Consumers: Medical Debt
CFPB’s 2024 Guidance Sought to Prevent Deceptive and Unfair Medical Debt Collections BOSTON – Sick or injured people may be more likely to be confronted by debt collectors attempting to collect medical bills they do not owe in the near future. Despite significant research about the problems caused by medical debt, the Consumer Financial Protection…
S1310/A4598 will hurt New Jersey consumers by legalizing debt adjustment, also known as debt settlement. Debt adjustment is one of the worst options for people in debt.
