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Illinois HB4507 modernizes how Illinois regulates credit repair, addressing issues not contemplated by the state's original laws, including use of the internet and new attempts to evade consumer protection laws.
The National Consumer Law Center urges the Consumer Financial Protection Bureau (CFPB) to address how forced arbitration clauses in credit monitoring contracts are being used by consumer reporting agencies (CRAs) to compel arbitration of Fair Credit Reporting Act lawsuits. NCLC urges the CFPB to address this issue in its forthcoming FCRA rulemaking by prohibiting the…
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The undersigned consumer and advocacy groups submit these comments in response to the Federal Trade Commission’s (FTC) Notice of Proposed Rulemaking (NPRM) regarding free electronic credit monitoring services for active duty military consumers, as required by Section 605A(k) of the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681c-1(k)
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