Written Statement for the Record for House Financial Services Hearing “Updating America’s Financial Privacy Framework for the 21st Century”
This written statement urges the House Financial Services Committee and Congress to:
Search Results
Filter By
-
-
Support for Massachusetts Fair Chance in Housing Act
NCLC Director of Consumer Reporting and Data Advocacy Chi Chi Wu, submitted testimony in support of a Massachusetts bill to ban the use of credit reports and scores for tenants who have a government rent subsidy.
Read More about Support for Massachusetts Fair Chance in Housing Act
-
Testimony in Support of Oregon H.B. 2967, a Bill That Would Prohibit Rental Application Fees
H.B. 2967 would eliminate harmful application fees. The bill is easy for both prospective tenants and landlords to understand, which has the added benefit of making enforcement more straightforward. And, critically, it would make the difficult search for rental housing more affordable and allow applicants to put their money toward their actual rent payments.
-
Testimony on the 2023 Fair Chance in Employment Act
The Fair Chance in Employment Act will limit the use of credit reports in hiring decisions. The use of credit reports in employment decisions is harmful and unfair to workers for a number of reasons. First is the absurdity of the practice. Considering credit histories in hiring creates a vicious Catch-22 for job applicants. A…
Read More about Testimony on the 2023 Fair Chance in Employment Act
-
Testimony of Chi Chi Wu before the Massachusetts Legislature in Support of H2019/S1153: the Fair Chance in Employment Act
These bills protect workers from an unfair and harmful practice that threatens their ability to re-enter or remain in the workforce as they struggle back to normal in the wake of the COVID crisis–namely using credit reports to deny workers jobs or promotions, or even terminate them. The use of credit reports in employment decisions…
-
Testimony of Chi Chi Wu before the Massachusetts Legislature in Support of H.1429/S.894: An Act Regulating the Use of Credit Reporting in Housing
Even before the COVID-19 pandemic, Massachusetts’ renters were facing a crisis from the lack of safe and affordable housing for low and moderate-income (LMI) families. One of the most significant barriers for obtaining housing is the use of credit reports and credit scores. By some estimates, 90% of landlords use credit reports and scores. NCLC…
-
Testimony Regarding "A Biased, Broken System: Examining Proposals to Overhaul Credit Reporting to Achieve Equity"
Testimony of Chi Chi Wu, National Consumer Law Center Before the U.S. House of Representatives Committee on Financial Services regarding “A Biased, Broken System: Examining Proposals to Overhaul Credit Reporting to Achieve Equity”
-
Testimony on Consumer Credit Reporting: Assessing Accuracy and Compliance
Testimony before the U.S. House of Representatives Committee on Financial Services Subcommitee on Oversight and Investigations
Read More about Testimony on Consumer Credit Reporting: Assessing Accuracy and Compliance
-
Testimony of Chi Chi Wu before Fintech Task Force of the US House Financial Services Committee on Preserving the Right of Consumers to Access Personal Financial Data
Chi Chi Wu testifies before the Financial Technology Task Force of the US House Financial Services Committee on " Preserving the Right of Consumers to Access Personal Financial Data."
-
Testimony Before House Financial Services Committee Regarding “Fair Credit Reporting Act: How It Functions for Consumers and the Economy”
Testimony before the COMMITTEE ON FINANCIAL SERVICES SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT regarding “Fair Credit Reporting Act: How it Functions for Consumers and the Economy”