The rental housing crisis continues to squeeze working families. Contributing to these struggles is the use of tenant screening reports, which typically combine information about eviction filings, criminal records, and credit history. These reports often contain significant systemic errors and problems, such as This Policy Brief offers solutions as to what states can do to…
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State advocates seeking to remove medical debts from credit reports face a new landscape that threatens to undo their work. State laws and bills to ban medical debt credit reporting may need to be modified to protect against a now-hostile federal administration that may attempt to preempt them. This policy brief provides two suggestions to…
The housing crisis for low- and moderate-income renters continues. The new Administration’s actions, such as potential cuts to staff and programs at the Department of Housing and Urban Development, will likely exacerbate it. These developments add to the existing challenges of a severe shortage of affordable, decent housing; spiking rent increases; and abuses by corporate…
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CFPB Resources: Community Catalyst Resources: NCLC Resources: Other Resources:
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Identity theft is a big problem with hidden victims. Identity theft is a multi-billion dollar problem in the United States. In 2021, nearly 24 million people were victims of identity theft, and it was the single most common complaint in the Federal Trade Commission’s (FTC) law enforcement database. While people may assume that identity theft…
Read More about Robbed Behind Bars: Identity Theft Committed Against Incarcerated Victims
Below is a list of common consumer problems coupled with state-based policy solutions and links to more in depth resources.
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