Appearing in CNBC on November 4, 2025, Ryan Ermey talks to Chi Chi Wu, Director of Consumer Reporting and Data Advocacy at the National Consumer Law Center about how rent payments have become a consideration on a growing number of American credit reports. Wu warns that for certain renters, the risk of reporting a missed…
The guidance comes as millions face 100 to 300 percent increases in medical insurance premiums due to the expiration of Affordable Care Act tax credits.
Consumer Advocates Celebrate Sen. Reed’s Homebuyers Privacy Protection Act, Ending the Sale of Prospective Homebuyers’ Contact Information.
Read More about Congress Cracks Down on Spam Offers Targeting Homebuyers
Appearing in the Chicago Tribune on July 3, 2025, an op-ed by Chi Chi Wu, director of consumer reporting and data advocacy at NCLC discusses how millions of Americans recently saw their credit scores drop 100 or 150 points when the administration of Donald Trump started reporting student loan delinquencies to the credit bureaus. Americans should not…
Read More about Chicago Tribune: Recent credit score drops come from Donald Trump’s bad policy
In an op-ed appearing in The Hill on April 24, 2025, NCLC Senior Attorney Chi Chi Wu discusses how the Trump administration escalated its assault on immigrants’ rights by reporting living people as “dead” in the Social Security Administration’s death master file, even though those people had lawfully obtained Social Security numbers. Such falsehoods by a government…
Read More about The Hill: How Trump’s living ‘dead’ immigrants can fight for their rights
Appearing in CNBC on January 17, 2025, Greg Iacurci interviews Chi Chi Wu, senior attorney at NCLC after the Consumer Financial Protection Bureau fined Equifax $15 million over credit reporting errors and alleged the credit bureau failed to properly investigate consumer disputes. “Credit bureaus have been sued repeatedly for this kind of conduct. They’re decades-old…
Read More about CNBC: CFPB fines Equifax $15 million over errors on credit reports
Today, the Consumer Financial Protection Bureau (CFPB) ordered Equifax, one of the “Big Three ” nationwide consumer credit reporting agencies, to pay a $15 million penalty for conducting faulty and inadequate investigations when consumers disputed errors on their credit reports, in violation of the Fair Credit Reporting Act.
Experian Accused of Improperly Investigating Disputes, Threatening Consumers’ Access to Credit
Read More about CFPB Sues Experian Over Failure to Remove Errors on Credit Reports
In an op-ed appearing in The Hill on November 6, 2024, NCLC senior attorney Chi Chi Wu calls the Reporting Medical Debt Payments as Positive Consumer Credit Information Act of 2024 a “Trojan horse”, with hidden traps and backward steps for consumers. One of the biggest problems with the bill is that it simply doesn’t…
Read More about The Hill: ‘Positive’ medical debt credit reporting is a Trojan horse
Rule Serves as Model for Consumer Data Privacy WASHINGTON – Today, the Consumer Financial Protection Bureau (CFPB) issued a comprehensive and protective final Personal Financial Data Rights Rule. Advocates at the National Consumer Law Center (NCLC) strongly support the rule, which implements Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act and…
Report discusses state and local laws addressing rental housing junk fees and provides recommendations to protect renters.
Advocates advise consumers to freeze their credit reports, urge CFPB to complete its proposed rule to regulate data brokers.
Read More about National Public Data Breach Shows Urgent Need for CFPB to Regulate Data Brokers
