Credit Repair & Credit Monitoring Products

The flaws in the credit reporting system allow disreputable companies to prey on consumers desperate for solutions. NCLC advocates for better regulation of credit repair organizations that charge exorbitant fees for false promises to improve consumers’ credit scores. NCLC also opposes over-priced and over-marketed credit monitoring products which are inferior to to security freezes in protecting consumers from identity theft.

From the Digital Library

Fair Credit Reporting

The premier treatise on credit bureaus, tenant screening, background checks, and other reports, plus the latest U.S. Supreme Court rulings, CFPB interpretations, federal and state legislative changes, government enforcement actions, caselaw developments, and changes to industry practices.

Read Chapter One