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State Foreclosure Laws & Policy
NCLC advocates for modernization of antiquated state foreclosure laws that push homeowners into complicated legal proceedings that lack basic protections.

Improved state laws can benefit homeowners and communities.


State Foreclosure Comments

NCLC Comments to the Massachusetts Division of Banks re: Proposed Regulations 209 CMR 18.00 Conduct of the Business of Debt Collectors and Loan Servicers, Dec. 6, 2012


State Foreclosure Letters

  • Letter to the Federal Housing Finance Agency from the National Consumer Law Center and Brennan Center for Justicere: "State-Level Guarantee Fee Pricing" (77 FR 58991), Nov. 26, 2012
  • Letter: Legal Aid and other groups call on AGs to ensure that resolution of their investigation of mortgage servicers help homeowners avoid foreclosure, October 18, 2010
  • Coalition Support Letter for Miller-LaTourette non-preemption amendment to H.R. 5830, May 6, 2008
  • Letter to NCCUSL Commissioners Opposing Uniform Nonjudicial Foreclosure Act, June 2002
  • Letter to President of NCCUSL, June 30, 2002

State Foreclosure Testimony


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