The Life and Debt Cycle: The Implications of Rising Credit Card Debt Among Older Consumers, July 2006, PDF (759KB)
No Way Out: Student Loans, Financial Distress, and the Need for Policy Reform, June 2006, PDF (285KB)
Report: Another Year of Losses: High-Priced Refund Anticipation Loans Continue to Take a Chunk Out of Americans’ Tax Refunds, February 2, 2006, PDF (373KB)
2005
Report: Unhealthy Pursuits: How the Sick and Vulnerable are Harmed by Abusive Medical Debt Collection Tactics, December 19, 2005, PDF (381KB)
Debt Indicator Report - Corporate Welfare for the RAL Industry, July 2005, PDF (177KB)
Report: Making The Numbers Count: Why Proprietary School Performance Data Doesn’t Add Up and What Can Be Done About It, June 2005, PDF (646KB)
Dreams Foreclosed: The Rampant Theft of Americans' Homes Through Equity-Stripping Foreclosure 'Rescue' Scams, June 2005, PDF (4.7MB)
Report: An Investigation of Debt Settlement Companies: An Unsettling Business for Consumers, March 2005, PDF (162KB)
Report: Picking Taxpayers’ Pockets, Draining Tax Relief Dollars: Refund Anticipation Loans Still Slicing Into Low-Income Americans’ Hard-Earned Tax Refunds, January 2005, PDF (558KB)
2004
NCLC Special Report (160KB) and Press Release (37KB): Credit Counseling in Crisis Update: Poor Compliance and Weak Enforcement Undermine Laws Governing Credit Counseling Agencies, November 2004
2003
Report: In Harm's Way - at Home:
Consumer Scams and the Direct Targeting of America's Military and Veterans, May 2003, PDF (1.5MB)
NCLC Special Report (329KB)and Press Release (165KB) : Credit Counseling in Crisis: The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants, April 2003
Bounce Protection: How Banks Turn Rubber into Gold by Enticing Consumers to Write Bad Checks
An Examination of Bounce Protection Plans, January 2003
